I believe that if you use SMS for 2-FA, then they can somehow use your phone number to approve sending cryptos to their own public key address. When you go to their website and click on something they will install the necessary malware/keylogger on your computer. Then when you log into an exchange you are going through them even though you see your correct balances in your exchange account. If you keep whatever you have on that exchange after you log out, then that's when they strike, assuming that you have amassed enough money there for them to act. If you don't have enough, then they'll wait till you do. I am basing the above from recollection of a hack that was published on the Internet. I'm sorry I can't find the exact link but don't give out your phone number for something as fishy as this. Always use Google Authenticator or Autry for 2-FA.
https://thebitcoin.pub/t/how-hackers-can-hack-your-wallet-with-2fa-sms-activated/9053https://www.grahamcluley.com/hack-email-account-mobile/You can also Google "This is how you can protect your cryptocurrencies from hackers"
I couldn't post this CNBC link b/c this website will block the link saying it's a suspicious link. How stupid is that? Dumb AI.
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