1. Start of Lending Program. 24.01.2018 (Already started)
2. Full Internal Exchange Launch. 26.01.2018 (If I'm not mistaken should start today after 12 hours like every others points)
3. About othere points I don't know, also waiting for walet and mining.

P.S.
Perhaps they start othere point after ICO ends. Maybe they waiting for that. What is the point of opening the exchange if the coins are not sold yet, but this is just my opinion.
I looked in other projects and there is exactly the same all point (lending, trading, staking, mining, etc.) begin after the end of ICO.

Actually the big problem of people is in the ability to read. It's already working, but right now it's closed. See the road map (Full Internal Exchange Launch - 26.01.18.).