I just want to thank all of you for helping me with these issues. I am very new to this and I feel like the posters here are very helpful! Keep it up!!!

Are they all just a bunch of liars ? I mean how can we know which ones to look into? I am very new to this BTW.

Has anyone looked into starting their own bitcoin exchange through a white label? I have located these three that are available now. Anyone else heard of them?
bex.io  ,   buttercoin.com   and   xchangetank.com      Any feedback would be greatly appreciated !

What would be the fastest way to dump that many Bitcoins if you wanted to do that?

  This is to much...

Banks are already out. Here is a better article altogether , http://www.reuters.com/article/2013/12/05/china-bitcoin-idUSL4N0JK1KZ20131205

Are there a couple more to think about maybe or is CGMiner a safe way to go? I think I will be ok with the installation of the software but thanks for the heads up!

Thank you both for the information . I am new to this so any good info will help .

Any suggestions for websites that offer good mining software? Thanks in advance for any information!