Let me start a bit with a story of my crypto journey. I started my crypto journey by  joining ICOs especially lending ICOs since I had seen on Youtube that many people were able to 10-100x their investment in just one or two months. Those profits were real and I thought it would be a rare opportunity to make money, so I did some research about several lending ICOs and invested in them, in hope to make those insane gains in such a short time. Well, it had been several months since I invested but none of them generated profits, as some of them turned out to be a scam, while some others kept delaying and giving false hopes. Short after, lending space was shocked by the Bitconnect exit, and followed by Davor recently. My entire point of view about lending platforms was changed since then. I was literally about to give up with my investment, but then my friend introduced me into FiCoin. He explained how transparent FiCoin is and also how well they reacted and adapted to the current market condition by changing their lending program into staking program etc. I thought it was all BS, until I joined their community channel. I was lurking there for a while and turned out that what my friend told me was right. What makes me believe and feel confidence investing in FiCoin is the fact that their platform is not a Ponzi scheme, which proven by them not having any referral bonuses (no MLM) other than just the bonuses for the ICO, their sustainability, the fact that staking is legal, and obivously not a pump and dump platform as they dont have an internal exchange! Oh did I forget to mention that they pay the daily interest in ETH, not in their own coin, which means you don't have to worry about finding a buyer to cash out your daily interest. 

I'm writing this comment not to shil this coin nor I get paid to do so, but I just want to let the community know that lending; or should I say staking platform is not going to end even after what happened to BCC and Dav.

Currently FiCoin is listed on token.store and still traded cheaply as it has not fully operated its staking program, so rather than investing into another lending ICO which we can't tell yet how they are gonna perform, it's wise to invest into something that already works  and has everything in place