Not a hard choice, indeed

Today, most exchanges don't have enough cash to handle major sell-off so I am wondering how a decentralized exchange would do. Bitcoin MUST first fix the "fiat problem" to have a decentralized exchange...

Yes, I have been telling this to a friend

You shouldn't buy not for sure. A good time will come

This is a big news, as far as I am concerned. We will go downhill from here because most people will fear unexpected dumps from any whales now.

Some coins, including Bitcoin, will still survive....But so many other worthless coins will go away.

Which country do you live in? There are thousands of Mobile payment nowadays in lot of countries. If you live in North America, there are google and apple pay, but in other countries this function is provided by mobile providers (imagine Tmobile being a bank, or Orange Mobile being a bank). As mentioned, yes this is happening already but it has nothing to do with Bitcoin. Actually, I believe mobile payment paves a way for Bitcoin adoption in the future.

The meetup (Bitcoin Bay) is in Toronto, on Monday....As for conferences, they come to me via different sources so I don't know what to recommend; If you use twitter, try following some recognizable people in Ontario

This might be too late but yes there is a meetup on Mondays here in toronto. Google Bitcoin-bay meetup

I haven't been for a while but we used to discuss ideas, project ideas, news, linking people....

I often think about this question. What if the world doesn't actually need Bitcoin? What if people stop buying in the rhetoric?

I think it's good to hold the 0.5 bitcoin but you will most likely not become a millionaire or get that lambo; So it depends on your end goal....