Great!  Thank you, folks.  You have given me a lot to investigate and research.  I appreciate your time and expertise.

Hi Folks -

I have no crypto holdings but have been thinking for a while about getting in.  I've read just a little and watched the prices fluctuate for a couple months but don't know that much.

From watching what the markets seem to believe in, I am thinking of investing

40% ETH
40% NEO
10% VEN
5% DGD
5% WTC

and using Binance as my exchange to buy.  I am thinking that there may be another dip before there is the next dramatic rise, and I am waiting for that  (or maybe I am just mad at myself that I didn't jump in on Feb 5th, when I had the impulse to). 

Any suggestions about coins, diversification, exchange choice, timing?

Also, what I'd really like to do is invest in something like a reliable and trustworthy ETF/mutual fund, where I provide capital and some smart people who live and breathe this stuff 24/7 do the investing and re-balancing.  I've seen a few things that kind of look like a 100% crypto mixed managed fund, but they're all not exactly that, or else they're already closed, or the SEC has made them illegal for now.   Any suggestions with this, too?

Thank you.