I'm having the same/very similar problem, i own a Ledger Nano S and always sent BTC there using the addresses the Ledger App showed me.
But last time i used a address that my Android app "Sentinel" (which i use for watching this wallet showed) me. This address starts with a 1, where the ones from the Ledger app always start with 3.
Now when i watch my xpub address on blockchain.info everything looks good, also the last transaction (to the 1... address) is showing up. But when looking into the Ledger app or into Electrum i dont see this last transaction.
What can i do? Thanks a ton for your help
If it starts with "1", then it's NOT a segwit address, whereas the ones you usually use are Segwit addresses.
Just change the chain to Legacy in your ledger.
Since the xpub shows the "1" address included then it was generated from the same seed.
Ok, i forgot to mention that i already did this. But there are zero transactions when switching to Legacy.
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