First of all, people are interested in loans when the market is predicted and the currency is stable. For now, we can't say that the crypto market is stable.

But thanks to SSI (self-sovereign identity) platforms which help business (who can give a loan) and clients (who need a loan) assert their IDs > in this case, clients will no longer remain anonymous and almost all cryptocurrencies won't allow anonymous transactions. It will make the market more open and clear for both sides. But in this case, we do not take into consideration decentralized crypto exchanges.
Also, thank the Smart Contracts, the process of lending crypto will be much simpler and faster.

The Byteball is highly ambitious project that hold vast promise and even considering as a new Blockchain Alternative (as this article says: https://perfectial.com/blog/dag-vs-blockchain/). But technology it's using is still very young and untested, however, and in my opinion, there’s still a lot of improving to do.

The Bitcoin and The Blockchain transforms a lot of industries and with industries - the world in general. On my opinion, all these changes have more positive impact than negative.

• Fintech: blockchain enabling peer-to-peer loans, offers new ways of saving, changing investing, reducing risks and reducing settlement time.
• Music: changing the way songs are sold by eliminating third-parties from the distribution process.
• Healthcare: reduce the cost of healthcare delivery; reduce the processing time.