Here are the tools I use.

    I have a weekly to-do list, and I rewrite it every week. Imagine drawing a line down the middle of a page from a legal pad. At the top is the date - "Week of: _____". On the left is all the stuff I want to do this week. I'll put a star in front of the really high-priority stuff. On the right I draw a line roughly midway down the page. In the top quarter is stuff I may need to buy in order to move forward. In the bottom quarter is my "parking lot" - stuff that needs to get done, but not this week. The goal is ANYTHING that is on my mind goes on the to-do list, either for this week, or in the parking lot. NOTHING slips through the cracks. I should NEVER wake up at 3 a.m. gasping, saying "Crap! I totally forgot about X!" Because when I FIRST thought about X, I added it to my to-do list that very moment, so I wouldn't forget.

    Google calendar for all deadlines and appointments. Mine is set up to give me 40 minute reminders, and I will add in one-week and 2-day email reminders too.

    Pomodoro Technique. First, do your little stuffy-stuffs, like go to the bathroom, get a drink, the things that will have you popping out of your chair every 5 seconds if they're not done. Then, sit down, and set a timer for 25 minutes. That's it, just 25 minutes, not 4 hours. You can do ANYTHING for 25 minutes. So, work for 25 minutes. When the timer goes off, set your timer for 10 minutes. Refresh your water, do a few stretches, let the dogs out, then sit back down and set your timer for 25 minutes again.

    TURN YOUR PHONE OFF. I mean it. I run a business, and I have not answered my phone in about 6 years. WE HAVE VOICEMAIL! You are NOT expected to be on call. Every single person can go to voicemail 100% of the time. This does 3 things. Firstly, it sets their expectations that you are NOT at their beck and call. Trust me, I used to have clients calling me at midnight (and like a fucking chump, I took their calls every time, thereby training them that I WAS at their beck and call). So train that shit right out of them NOW. They can leave a voicemail like everyone else. Secondly, when they leave a voicemail, now you can prepare. They are giving you an idea as to what they are calling about, so you can pull their file or get the answer to their question - you're not totally blindsided. You look like a well-prepared superstar. And thirdly, you get to work without interruption. The same goes for texts and emails. DO NOT ANSWER right away. Check messages, texts, and emails 2 to 3 times a day. That's it. That is PLENTY. If you are doing more than that, you are being totally inefficient, wasting your time, and managing your business poorly. Yes, the little notification on your phone is annoying. But if you have to drop everything to get that little number off the corner of your messaging app, then the machines have won, you are subservient to a fucking phone, sell your business because you are a prisoner to a little message icon on your phone and you can't move forward in your day. Come on, break the habit!

    I'd say "stay off Reddit" but here I am... heh... so I guess my advice is that we have to be realistic. Let's set our timers. 25 minutes of Reddit, then boom, back to our bursts of 25 minutes of work. It helps to customize your subreddits so you don't have as many front page distractions.

It‘s dead. Sell everything now. I‘ll give you 2 pizzas for all your coins.

There's a load of good suggestions by others but, I do things differently as a "few days" trader. I look for a coin that has either a fork or an airdrop or tweeted that there is "big news coming" in the next few weeks. Yeah, it will have risen a bit but you can be damn sure it will rise more and more until the day of the actual event.

Example: I bought 3000 NXT the moment i read about the IGNIS airdrop. Yeah sure, it was cheaper but, it also hadn't finished it's rise. I sold 1000 of those today and covered ALL of my initial investment so, that now leaves me with 2000 "free" NXT ... and ... 1000 Ignis! (Well, it will on Jan 1st)

Another example: I bought EMC2 when the devs announced "Mind blowing news on December 21st (iirc)". Yeah, bollocks. It was never ever going to be "mind blowing" but hell, I just rode the coat tails and watched my coins rise significantly. I sold everything a few minutes before the "Mind blowing" news and I was right to do so; it was not "mind blowing" and in fact was quite trivial. The coin then lost over 1$ in minutes whilst I sat on a nice fat profit.

One thing I will say is, once you have enough coins to break-even and still make it a valuable exercise, I would take profits to break even as I have already done with my NXT.

Just be careful if you do this not to buy in to all the hype, like phones, these coins have armies of "fanboys" which is good for you as they will keep saying how wonderful this/that particular coin is. Yeah, it might be, but also fanboys have a tendency to be to invested emotionally and create hype where this really is no hype (EMC2!). Also, hold your nerve! The event/hype almost always culminates in a series or rapdi rises and drops and usual peaks right at the last minute (again, EMC2 was a perfect example of this and so far, NXT is doing exactly the same). The "event" usually leads to a crash, usually.

You can of course invest long term and there is nothing wrong with this but, this is my way and it's an alternative more risky approach (i've over trippled my investments in four months).

Sorry, i forgot to say, I usually just google the REALLY cheap coins and see what I can find out. These can have news that most people have overlooked and jump in on them. As they are cheap, if i lose a few hundred dollars, it's not the end of the world BUT they also have the potential to explode once the news becomes more public.

https://www.bitpremier.com/

Decent amount of luxury autos to choose from.

The government does not motivate you to spend directly, it just makes sure that if you do not spend your money the general currency supply stays the same, the problem is they use that power way too quickly, and the supply is more then the need. This way when your money stays in the bank or wallet it looses value, so you better buy a villa that you do not need thinking it is some sort of investment. Mainly they motivate people with good income (not rich people but the general population) to invest in things that no one needs. If it was bitcoin you will go on a vacation in a hotel and safe some 200 000USD, that will go up in value. I am not sure the example is good but I hope you get my point, there are many things like that. no one in the government cares if you spend your money on food and you do not take out a loan to buy food, but the food economy is mainly subsidized so it is an expanse to the government not so much a growing industry.

gambling is bad. keep it casual, invest a few hundred of dollars a month, and leave your money there. I tried doing the day trading thing and lost about $600 in a day. Then decided to do some research and buy a few promising coins and keep the money there. I'm up $2000, and yeah, today it may not feel like a lot but in 2-3 years when Crypto trading really kicks in, then these coins will sky rocket in value. (Hopefully!)

Ha! Man, that's a goo-- wait, are you being serious?

Hell no, they don't give a fuck about us. United States here. They don't give a damn.

With about $30 billion a year. That's about as serious as anyone can get because that's what is required (as decided by a group of smart people).

It depends on the charity. For anyone not sure how to make the most of their donation, please do these two things:

1) Choose a charity that is NOT backed by ANY religious organization. even if you yourself have a religious affiliation I do not recommend it.

and

2) only support charities that create long-term projects. Plan Canada and Kiva are two good examples.

Plan Canada uses donations to create programs for rural villages. They go in, teach the residents what they need (how to build wells, how to farm, how to create infrastructure, education, training doctors, nurses, etc) and then leave when the community is self-sustaining. These projects can take 5 or more years to complete but the results are forever because you are helping to equip communities with knowledge, and that is a powerful tool.

Kiva is a micro-loan site. Many business owners in poor pountries/areas cannot get a bank loan because they do not have enough assets for an actual bank account. Kiva uses donations to give loans to business owners, who then pay the loan back over a period of time. This is excellent because your 25$ donation will be returned to you and then you can re-loan it to someone else! There are hundreds of projects, from farmers to teachers to textiles and art. These people are creating locally-owned businesses to benefit their communities. The money is not just landing in their wallets--these people are working hard to create something for themselves, not just collecting handouts (which is what some people dislike when they think of giving to charity).

That most people have no idea what it is.

1. Abundance of extremely cheap energy (fusion? gen10+ fission?)
2. Ease of converting the energy to desirable stuff (replicator?)
3. No need for manpower to fulfil undersirable positions required for humanity to function (robotics and automation?)