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1  Alternate cryptocurrencies / Altcoin Discussion / ICO Alphacrypt credit gap revolution on: April 14, 2018, 09:14:34 AM
Hey guys!

Cryptocurrencies are changing the world by erasing payment barriers which dividing countries. Alphaycrpt is creating an open environment of payment which is transparent and solid.

Reason why:
The traditional banking industry established more than 600 years ago and is not able to solve the outstanding credit gap! Both are responsible- banks and small businesses. The banks are responsible for cherry picking and mostly working with less risky and larger businesses due to low risk tolerance of traditional finance industry. As there are so many legacy solutions in the banking industry, mostly inflexible and standardized terms are used. It is very costly for banks to serve each individual customer. Thus banks are trying to maximize their income from each individual business case by working on larger business cases.
Also the abundance of local banks where a fellow banker would be familiar with a local business is a thing of the past. Only in the US individual banks have been reduced by two-thirds in the last 30 years. Such decline of individual banks can be explained by centralization that brings more internal regulations and centralized processes. This fact makes it harder for banks to serve small, local companies. Good financial management is rarely a core strength of a small business. Actually accessing external finance is often named as the poorest area of expertise. The industry that has taken the challenge to solve the problem. It is often referred to as ‘alternative finance’. As the name itself suggests, alternative finance is when someone borrows money or sells equity, choosing an option to go a non-traditional, noninstitutional route.Alternative finance is an umbrella term for various financing options such as peer to-peer lending, crowdfunding, balance-sheet lending, invoice trading, supply chain finance, reverse factoring, merchant loans, VAT financing,etc. No single institution, company, or regulator covers all business spheres in alternative finance.

If you are interested in our project, visit us at: https://www.alphacrypt.io
2  Alternate cryptocurrencies / Tokens (Altcoins) / ICO Alphacrypt credit gap revolution on: April 13, 2018, 09:46:32 AM
Hey guys!

Cryptocurrencies are changing the world by erasing payment barriers which dividing countries. Alphaycrpt is creating an open environment of payment which is transparent and solid.

Reason why:
The traditional banking industry established more than 600 years ago and is not able to solve the outstanding credit gap! Both are responsible- banks and small businesses. The banks are responsible for cherry picking and mostly working with less risky and larger businesses due to low risk tolerance of traditional finance industry. As there are so many legacy solutions in the banking industry, mostly inflexible and standardized terms are used. It is very costly for banks to serve each individual customer. Thus banks are trying to maximize their income from each individual business case by working on larger business cases.
Also the abundance of local banks where a fellow banker would be familiar with a local business is a thing of the past. Only in the US individual banks have been reduced by two-thirds in the last 30 years. Such decline of individual banks can be explained by centralization that brings more internal regulations and centralized processes. This fact makes it harder for banks to serve small, local companies. Good financial management is rarely a core strength of a small business. Actually accessing external finance is often named as the poorest area of expertise. The industry that has taken the challenge to solve the problem. It is often referred to as ‘alternative finance’. As the name itself suggests, alternative finance is when someone borrows money or sells equity, choosing an option to go a non-traditional, noninstitutional route.Alternative finance is an umbrella term for various financing options such as peer to-peer lending, crowdfunding, balance-sheet lending, invoice trading, supply chain finance, reverse factoring, merchant loans, VAT financing,etc. No single institution, company, or regulator covers all business spheres in alternative finance.

If you are interested in our project, visit us at: https://www.alphacrypt.io
3  Alternate cryptocurrencies / Altcoin Discussion / Re: ICO is the best way to invest? on: April 13, 2018, 09:39:17 AM
Yeah it is an opportunity if you get to buy ICO coins . But we should be very careful on the selection of coins. We should make a research of the particular coin we are going to buy. Volume of the coin and its market cap are to be observed since that help us to predict whether the coin is worthy or not.
If the coin is good, do buy it because we can gain more profit of it at the end. Because sooner or later everyone will start buying it at the higher price while we would have bought it at discounted rate.


I like your way of arguing. I'm part of a new financial project and we just went online. Our ICO will start in May and I would be happy to receive feedback from you.

Visit our website:
https://www.alphacrypt.io

4  Alternate cryptocurrencies / Announcements (Altcoins) / What properties should a cryptocurrency have? on: April 05, 2018, 07:30:10 PM
Hey guys!

I would like to hear your opinion on an extremely important topic.
What do you think makes a secure cryptocurrency? Which factors give it the necessary stability and which parameters must be fulfilled to invest?

I´m looking forward to your reply.....
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