A Bit of both is much more safe because day trading can be very lucrative if you have a decent amount of money to invest in it ( not considering crypto leverage trading )and MOST IMPORTANT, you know what you are doing which comes from practice, Also you can diversify your investments through doing a deep research on coins/tokens with "Great Expectations" that convince You not the person that writes the article about that coin/token.
Its all about deciding your target ... Speculation,Hedging.......etc

Based on my little experience ( 3 years so far ) in cryptocoins market,
Nothing is free ..., especially when it comes to withdrawing your money...., the other fee related to exchanging between coins within a specific exchange platform is almost negligible ( as low as 0.1% ).
so in my opinion, its mainly the withdrawal fees that may cause a headache when choosing between exchangers.

I've participated in the ICO with an address , but right now i cannot access that address due to forgetting to back it up and installing a fresh copy of Windows ( luck enough that it was zero balance ), so my Question is:
can i request a refund through another address other than the one i used to participate in the ICO ?
Also, Is there any possible way to contact Moxy.one Owners to request the ETH address change  with the new one ?
BR.

Already Taken a huge beat up @ HitBTC ...., Wondering if it will stand up to more ..