Read the whitepaper to understand what different is this coin doing. Use cases listed -
A. Wire transfer takes time so businesses can use IMC for quick payment - They can do it with BTC or any other coin. What new are you inventing here?
B. Payment delay & payment to customs delay - Again can be done with any coin. Nothing new here.
C. Document transfer - Can be done with any document transfer service / email / any other coin wallet.
Just another coin with crashing prices.