Hi,
I am wondering about altcoins like Ontology. 
From their website:
What is Ontology?

Launched by the Chinese company Onchain in 2017, Ontology is a blockchain platform for decentralized trust systems in corporations. It is a giant step toward removing barriers between the blockchain and business sector.

Whenever I read about an entity creating a decentralized blockchain, I wonder what is going to happen if this thing takes off?  Isn't the point and excitement around crypto that markets and values of currency are not longer manipulated by companies or governments? 

When you are looking to invest in an altcoin, how much does this info factor into your decision?

Does anyone else's have issues with the Verge wallet?  I downloaded their blovkchain, their wallet(for Mac)and tried to transfer my Verge coin from Binance to the wallet.   When I click on the txid,it shows the time a sanction but lists three addresses are ne of which is the one I put in.  The other Twitter are not.  None of them appear in my verge wallet.  Anybody know what I am doing wrong?  Verge is super unresponsive via their email, telegram and twitter.

I am fairly new to crypto...as I analyze many of the alt coins, I find a lot of them say the same thing...making transactions faster, getting point of sale in place, making crypto mainstream...etc.   A lot of it sounds like spin.   In the end, do you think there is going to be room for more than one coin?  And if so, what would the scenario be?   

There are soooo many GENIUS ideas attached to coins and tokens...eliminating the middleman, decentralizing money, global computers and clouds...just endless...but many of them seem more like companies we are investing in rather than coins that we could use for real world consumerism.     

I have never made any purchase using crypto and I am unclear on the way transactions move.   Say for example, I want to buy something using Bitcoin.   I find a seller and we agree on a price.   I send the bitcoin.   Then what...why is that seller obligated to send me anything at all?   Can't/don't they just take the money and disappear?    Please shed some light.   I am not interested in buying anything illegal but I would think that would be even more wrought with fraud??