Hey, You have misunderstood our project. I will quote an example from an article.
John Smart-Swaps his Bitcoin when it has a current market value of $10k, which he receives into his BMG Vault. After the tenure period, the price of Bitcoin has dropped to $5k. John can either use from his $10k to buy more bitcoins, or he could keep his funds and rest easy in the fact that he was safely protected from a $5k loss on his investment.

Alternatively, Bitcoin’s price could have increased to $15k. After the stipulated period, John now has the option of purchasing his bitcoins back at the initial price of $10k, thereby essentially scoring $5k.

This no-risk approach solves the first problem of experiencing a loss in your investment. It also means that you can unlock your capital without borrowing against your asset. In fact, the funds that you receive can be used to invest in other assets which would help diversify your portfolio. This, in turn, allows you to consistently grow your portfolio as you will not be suffering any losses.

Hope this answers your questions, Should you have any further doubts please feel free to ask questions. We will gladly help you out.
You can also have a look at our bussiness models on our prospectus https://www.bookmygain.com/static/media/BMG_Prospectus.a1e92377.pdf
I hope you take the time to read through our prospectus, it has all the answers you need.