This is a 40-60 choice for me depending on your preference. Ripple has a larger market cap and is seen to be the more stable investment of the two for longer investment but on the other hand, I personally think that Cardano is a better option of the two. It has a smaller market cap hence has a larger potential to grow and make you a profit. Cardano also has its own new Consensus algorithm called  "Ouroboros Praos" (don't worry, I tried pronouncing it too until i researched it) that they feel has a lot of potential. They are trying to reach a large market of potential clients.

I would personally rather go with the option that has a bigger potential and is taking on more real world issues with more bravery. Cardano for the win.

I'm not so sure about the capability of the Russians getting anything right but now that their central looks to be planning to release an ICO somewhere in the middle of this year and it looks like an interesting idea with a good amount of backing. Is it worth looking into and possibly getting into it early to see what they can pull out of the Russian snow for a profit? Anyone have any concrete opinion on the matter?

So now that the market is dropping again at the same time of this apparent movement of the coins owned by Mt Gox, are we gonna go through this madness of people selling a lot of their coins every time they make any sort of movement of every BTC they have? Plus with the market feeling the effects of the impending regulations, how long will this downtrend last this time?

Is it hypothetically possible to steal Crypto from anyone? Yes. The "ease" at which they may have access to your wallet depends on what type of wallet you are using. If you are using a paper wallet then it may be easier to access your wallet, if you are reckless with the information. If you are using a wallet service where you have no access to your private key then that service could be hacked. However, if you are using a hardware wallet then it would take a crazy amount of time to crack that private key (around 204 Tresvigintillion years or so) so yes they could steal your BTC but the chances of it are quite low if you are careful with your valuable information.

Hi

Its a novel idea to have Crypto taught in universities for future graduates but there are certain things that will constantly have to be changed within the curriculum since the Crypto world moves at such a high pace that by the time one class has graduated, the very next class will be receiving out-dated information so maybe just teaching the basics of Crypto understanding things such as Blockchain and the original coins such as BTC would be a good idea as a foundation for entering into the investment market and not falling prey to things like scams etc.

Decent idea though if the government can get over their disdain of Crypto

Out of curiosity

With a lot of companies adopting some form of Crypto whether it be Blockchain technology etc, would you personally be happy with your salary being paid in BTC? Whether it be a part of it or the whole sum. Especially with the tax implications surrounding BTC depending on which country you live in and the regulations in terms of Crypto

Even with BTC being the biggest Crypto for such a lengthy period of time, can BTC even survive another 10 years with all its short-comings and the amount of progress being made by other coins like ETH etc?

With the massive amounts of BTC coins that has been lost through death or just dummies just not seeing that BTC would be worth something one day, are there no plans for a contingency method of retrieving people's coins and maybe dispersing them within the BTC community?

Since banks are so opposed to the peer to peer transactions with BTC, is there going to come a point where governments start to create their own currency and ban the use of BTC in the country so that they can go back to charging us for imaginary fees that you can't even opt out of? Just attempting to control us in one way or another against the use of Crypto