Non-biased analysis: Clif High warns XinFin has many competitors that can easily overtake them in his report.
IBM and big banks on WallStreet have the same technology and doing the same thing as XinFin and they have the big money to implement and chew up and overthrow the little XinFin project (it will be very hard for them to win against these big company competitors like IBM/banks/Wallstreet firms that have a big financial war chest to overthrow them).
Also with 100 billion XinFin tokens and low number of token holders and no social media coverage, many red flags on this token.
Not attacking, but don't get caught up in all the xinfin to win hype, when its the billion dollar backed companies that will win in this space, as they have the financial power.
Would take profits to at least get your ICO money back with some profit to at least eliminate all risk in the leftover tokens going forward, as highly likely the competitors with billions of dollars will win, not xinfin in the end, as it doesn't have the financial power to beat their financially stronger competitors.
Lastly, some mistakenly compare XinFin to Ripple which is laughable, as Ripple has billions of dollars and connected with rich banks, unlike XinFin with mere millions and non-profit.
These are all the main reasons WHY the vast market has vastly rejected XinFin (truth will hurt some).