Thanks!
I want test NXT

Agreed, in addition, one would need cross-blockchain smart contract in order to handle collateral loan, isn't it?

Counterparty or similar token backed by stable, redeemable commodity. I made a goofy comment elsewhere about this, but a Tidecoin (literally backed by jugs of Tide laundry detergent) would probably be as close to ideal as you could get. Worst case scenario, you have to actually use the overpriced shit -- but its use as a laundry detergent does give it some... "near-objective" value.

That said, "non-productive" collateral is still a bad kludge to a practically unsolved problem which needs to be fixed properly. Cars make sense for collateral because people need them, and they usually need the exact car they bought on loan, and, for that reason, a loan officer probably isn't going to issue another car loan to the same person while he still has an outstanding car loan. Same with houses and home improvement/repair loans. -But a lendee doesn't really "need" litecoin or XRP or whatever, and there's a good chance the collateral will be worth significantly less than when collateral was negotiated. Normally, in a repo event, the collateral would be sold around FMV with the proceeds used to REDUCE the loan amount - but because collections are almost impossible with crypto-loans between people separated by hundreds or thousands of miles, the lender being made whole is still extremely unlikely. On the flip-side, a malicious lender may hold collateral hostage, demanding FMV be paid for the collateral to be returned, and it's unlikely the lendee would have viable recourse.

how about asking for different % of collateral depending on the assets in the poll?
how would you rate them?

This bitcointalk thing isnt all bad.

I think NXT assets rank very high up there in terms of risk for similar reasons, although if you are more familiar with the NXT marketplace this may not be the case

At the time of writing, 1 NXT is worth 1 transaction (in most cases). Thus, the value of 10 NXTs is the ability to buy 10 standard transactions, like those described above. That basically means if you have n NXTs in your wallet, you can buy n transactions from the network.

OompaLoompaCoin

NXT is simply the Linux of crypto: complicated, powerful, de-centralised, completely open and somewhat controversial.
If NXT critics would prefer to give their hard-earned cash to a more corporate/centralised project, there are plenty to choose from.  
 

No altcoins without Bitcoin. At least it'll be 100x harder to buy altcoins if exchanges are gone.

Food for thoughts.

IMHO It's not, Email Marketing is not as successful as it seems but if you still wanna give it a shot, go for it and see how it goes.

dude it can be written in paper for all i care! as long as it works and solves centralization!
if java is so vulnerable has anyone broken nxt yet? it looks like a nice sum of bounty on it.

im pretty sure most people who was once against nxt has already changed their perspective on nxt after all it has proven itself.
People are afraid of what they don't understand. that's what happened when nxt decided to stand out to be the first 2.0 crypto.
Let's face it, nxt opened the doors to a whole new level of crypto 2.0 competition, just like bitcoin, nxt is an innovator!

ps. you may have registered longer than other peoples but you certainly don't look like you have as much experience. XRP is BANK 2.0 it has it's own needs and has its own potential but it is not a crypto-currency, it is centralized.