I do not wish to mine, only to have a method of withdraw and deposit to and from my bank account. This is because I've been asked if I have a wallet people can donate to, and it's been asked twice so I figured it would be helpful to have.

Coinbase wants my SSN and a photo ID, and I'm not comfortable with that.

There are similar issues with CEX and Kraken, from my research.

Is there any wallet service that will let me use my debit card as a way to receive money? I want to have the wallet just so I have the option to accept Bitcoin or other coins.