Coindesk writes about Ripple in year 2013, 7 years ago. There is no mention of XRP being registered or not. https://www.coindesk.com/10-things-you-need-to-know-about-ripple
Accredited Investors wanted to fund unregistered ICO-related fundraisings.
https://www.marketwatch.com/story/icos-continue-to-raise-money-via-sec-back-door-2019-01-11
Unregistered ICOs were penalized $250k and ordered to do refunds and registering. https://www.sec.gov/news/press-release/2019-267