Thanks to everyone for their suggestions. Sorry for the delay, I thought I'd receive email updates to my post, but I didn't.
I managed to gain access to my coins. This is the route I followed. 1. Tried the BIP-39 seed option, that resulted in getting into my wallet, but nothing was there. 2. Accessed the application data from my backup. 3. Copied the wallet from there and placed it in the wallets folder on my PC and chose to replace the existing folder.
Originally, I copied the whole Electrum folder from my backup and overwrote the one on my PC, but that didn't work.
Regarding Windows 'refresh', I have the latest version of Windows 10, it actually prompted me to consider a refresh. This keeps some programs, but removes quite a lot. Files stay intact. It has improved the running of my PC.