Hello
ICO is a modern option for raising capital for your business or project. But you have to start with laws of your country. In some countries, you have to follow the same registration requirements as issuing stock the traditional way. There are A LOT OF scams related to ICOs. ICOs themselves can be scams, illegal schemes or the service providers can be scammers. This is unfortunately the reality we live in.
What country are you located in?
Poland,
I do not want to go to the banks because it makes no sense ...