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true, depends on the token. i think tokens which have passed some regulatory requirements are for hold since if the company/developer behind it spent time doing their records straight with the authority and to other financial institutions, it's a good signal that they are for seriously building the project in full. like the stock market, if the business is fully pledged to the company's growth, it's a Hold for sure.
Yes cause sooner or later regulation will take place and compliant tokens are safe. Check Formosa Financial, in their whitepaper ===="The issuance of digital fiat currencies by Formosa Financial, the consummation of which shall be subject to applicable laws and regulations, will adhere to the highest standards of compliance and transparency. All reserve account balances will be publicly visible in real-time and regularly audited
by reputable accounting firms, enabling customers to transact with the world’s first globally accessible and bank-banked digital fiat currencies"
