Key features of Stellar Blockchain: Speed, Cost and Scale

- Multi-currency: Any currency, asset or token can be issued inside of the Stellar network.
- Speed: Transactions are confirmed in 3–5 seconds.
- Cost: One cent will pay for 100,000 transactions.
- Scalability: Stellar can process 1,000 concurrent transactions per second.
- Safety: Stellar gives participants the ability to choose which other member on the network they trust.
- Compliance: Protocol allows participants to perform AML/CFT checks prior to confirm the transactions.
Steps to creating an STO/Security Token:
Decide what rights the security token provides
- Choose which jurisdiction to operate-in
- Choose a security token issuance platform like Stellar
- Creating an issuing account and distribution account
- Create the token
- Publish information about your token
- Limit the supply
- Distribute your Token
https://scopuly.com

Scopuly is a decentralized cryptocurrency payment platform that allows:
• Attract,
• Store, spend (i.e., make payments),
• And exchange
Crypto-currency assets without any restrictions. The main difference of the Scopuli project is a different approach to ensuring the security of the assets of its users. It seems reasonable and interesting to understand each function in detail and separately.
Market Benefit
Crypto currencies are money that have 3 original properties (the other features are consequences):
• Impersonation;
• Transborder;
• Independence from centralized regulators (such as central banks).
And the key quality is impersonal — it is it that is at the heart of all other attractive characteristics of crypto. At the expense of what is it provided?
Each virtual coin logically represents the root of a block with a blockchain information array attached to it. Any unit of cryptodeneg is essentially a “number satisfying certain constraints.” In practice, it is not just a number, but an alphanumeric-numeric combination, but the essence of this does not change — this combination is unique to every existing cryptomonet. And since it is unique, tracking its appeal in the virtual world does not represent a special difficulty.
This can be compared to classic cashless money, which is turned exclusively on named, personalized accounts and with clear language of payment. That is, you can always track any transaction and even cancel it if necessary.
The difference between crypto and traditional money is not that the very circulation of cryptomonette is impossible to track — all transactions without exception there are recorded in blocks and stored all the time of existence of this ticker of virtual money. (I mean, you don ‘t even have to think of anything here). The very ability to use them is impersonal, thanks to infrastructure. Simply put, thanks to the fact that various online holders (as well as desktop services and crypto exchanges) do not require any verification of the user ‘s identity to create an account — a private user account, or, simply put, a wallet.
It turns out that the transaction itself can be tracked, but it is impossible to tell exactly who owns this money. No one belongs, no place sent (not, especially for what).
The possibility of preserving in true, technology-protected secrecy the personal financial life of people is the basis for ensuring all other their rights and freedoms listed in the UN Convention!

Online holders (in most) adhere to the impersonal technology of registering accounts of their users. However, there are also those that “switch to personalities”:

• Require for different purposes the telephone numbers of registered users (e.g. holder Xapo);
• Ask even already registered users to send their photo with a deployed passport — as part of the KYC (Know Your Customer) program. This is what the administrations of even very “promoted” crypto-currency exchanges do (for example, Binance);
• Openly require passport data when creating private accounts.

The administration of the Scopuli platform adheres to the most liberal policy in the registration of new purse accounts). Nothing but an arbitrarily dialed login and password is required of users. Your privacy is protected not by cunning access codes, but at the fundamental level — no one (even the administration of the system) knows who you are, for you simply do not specify this information!

Ensuring impersonal movement of crypto is a basic characteristic, ensuring freedom, independence, and therefore attractiveness of crypto networks.

And the more payment systems and multifunctional platforms are created, which do not require verification of their users, the more stable the position of virtual money in the world market of financial instruments as a whole. After all, it is a fundamental quality that traditional money does not have.
It is in the liberal format of registration of new users that the main benefit of the multifunctional payment platform Scopuli (and the token based on it — Stellar) is for the whole crypto-currency world!

http://www.scopuly.com/

The solution for exchanging fiat - Payment gateways
Gateways are superior to exchangers in several ways:
- Automation: withdrawing fiat money from a card and exchanging it for crypto takes a few seconds;
- Simplicity: a gateway can be readily integrated into an exchange or dApp;
- Reliability: there is no risk of fraud;
- Low fees (up to 2,5%);
- Options to buy XLM and other assets for different fiat currencies (including CNY, RUB, etc.);
- Optimal solution for decentralized trading.
Only one project (Stellar X) that offers such a solution for Stellar, accepting just two currencies - euro and Chinese yuan.
http://www.scopuly.com/
***
#SCOPULY #Sky #SCOP #Stellar #ICO #Blockchain #Mining #CryptoWallet #CryptoExchange #Token

As a proof of Stellar's advantage over other blockchains, we can cite its numerous partnerships with global corporations, including the following:

- IBM World Wire: development of blockchain solutions for the Australian government, as well as a payment system that includes 47 currencies and 22 countries; a $740 million deal has been signed.
- Deloitte: a money transfer solution for Deloitte Digital Bank.
- Wanxiang Group (a leading Chinese group of companies): together with Stellar, the corporation is working on a blockchain protocol that will comply with the Chinese crypto regulations.
http://www.scopuly.com/
***
#SCOPULY #Sky #SCOP #Stellar #ICO #Blockchain #Mining #CryptoWallet #CryptoExchange #Token

Project risks

Purchasing and using Scopuly tokens is subject to various known and unknown risks. In addition to the risks set forth below, there are uncertainties and risks that the Scopuly team cannot anticipate. Furthermore, risks can present themselves as unanticipated variations or combinations of the risks described in this White Paper.

Please note that, unlike accounts held at banks or other financial institutions, funds held using Scopuly tokens or Stellar blockchain are uninsured. In the event of total or partial loss of tokens or their value, there is no public insurer.

Stellar protocol
Scopuly tokens and network are based upon the Stellar protocol – a technology that is still new and insufficiently tested. Therefore, any malfunction, breakdown, or stoppage of the Stellar protocol may disrupt the operations of the Scopuly network or its tokens.

Legal regulations
The legal status of cryptographic tokens and blockchain technology in many jurisdictions remains undefined. The functioning of the Scopuly network and its tokens could be negatively impacted, impeded, or even made impossible in certain or all jurisdictions by regulatory actions end inquiries, including (but not limited to) the possession or use of Scopuly tokens.

Hacker attacks and system weaknesses
Hackers may attempt an attack on the Scopuly network or tokens in a number of ways, including malware attacks, DDoS attacks, spoofing, smurfing, consensus-based attacks, etc. In addition, there is a risk that the Scopuly team or a third party may intentionally or unintentionally introduce vulnerabilities or bugs into the source code of Scopuly, which can negatively impact the functioning of the network and cause the loss of Scopuly tokens.

New technology
Development of new technology, such as quantum computers, and advances in cryptography can represent a risk to cryptocurrencies in general and to Scopuly tokens and network in particular, which can result in the loss or theft of Scopuly tokens.

Loss of credentials
The purchaser’s account on the Scopuly platform can only be accessed using the login and password selected by the purchaser. It is the responsibility of the purchaser to safeguard their login credentials and prevent unauthorized access to their electronic devices. The loss of credentials or their acquisition by a third party can result in theft or loss of Scopuly tokens.

Insufficient interest and dissolution of the project
There is a risk that the development of the Scopuly platform will not meet with a sufficient public interest, which may impact the project’s operations, impede them, or render them economically unviable, therefore impacting the value and potential use of the Scopuly tokens. If the Scopuly project stops being a viable business for any reason (including, but not limited to, unfavorable price volatility of the Scopuly tokens or cryptocurrencies in general, inability to establish business partnerships, competing intellectual property claims, etc.), it could dissolve or fail to launch.

Important information and disclaimer
Part 2

The White Paper may contain certain forward-looking statements, estimates, and financial forecasts. Such information is subject to various known and unknown uncertainties and risks, which can cause actual results to differ significantly from the estimates or results expressed or implied by such forward-looking statements.

The present White Paper shall not be considered to constitute an investment prospectus or solicitation for investment, nor does it pertain to a solicitation to buy any securities or a security offering in any jurisdiction. The White Paper is not composed in accordance with, and is not subject to, laws and regulations of any jurisdiction which are designed to protect investors.

The contents of the present White Paper may be translated into other languages or used in communications with existing and potential backers, community members, partners, etc. In the process of translation or communication some of the information contained in the document can be distorted or lost; therefore, the accuracy of such translations and communications is not guaranteed. In case of any inconsistencies, the present English version shall prevail.

https://scopuly.com/

Important information and disclaimer
Part 1

The purpose of the present White Paper is to present Scopuly – a platform for trading decentralized assets built on the Stellar blockchain and for conducting IEOs  – to potential backers who wish to enter the Scopuly community in connection with the proposed Token Generation Event. The information contained in the White Paper has the sole purpose of providing detailed and relevant information to potential buyers of Scopuly tokens in order for them to decide if they should undertake a further analysis of the project and possibly acquire its tokens.

The information presented in the document does not imply any contractual relationship and should not be considered exhaustive. Scopuly Limited reserves the right to introduce changes and updates to the White Paper at any moment and without prior notice. The current version of the White Paper can be consulted at (link).

SCOP tokens – features and advantages

The SCOP token will serve as the main fuel for the ecosystem and provide users with full access to the platform's features. Its key functions are as follows:
- IEO deposit: all projects must make a deposit of 500 000 SCOP before they can launch an IEO (the deposit can be withdrawn, exchanged, or otherwise used right after the IEO);
- Participating in an IEO: participants will need to pay in SCOP to buy tokens;
- Paying fees on transfers, payments, and fiat exchange transactions; when paying in SCOP, users will receive a 25% discount;
- Referral rewards;
- Rewar
- Boзнaгpaждeния пo peфepaльнoй пpoгpaммe.
- Rewarding the most active traders: every month, the platform will award bonus tokens to those who carry out the highest volume of trades with SCOP.
Advantages for token holders:
- A 25% discount on payment and fiat exchange fees;
- Periodic buybacks and burning of SCOP tokens: to maintain the long-term stability of the token, Scopuly will regularly burn 50% of all collected platform fees in SCOP;
- Referral program: to join the program, a user must install the Scopuly app on Google Play or AppStore, buy at least 10 000 SCOP, and receive a unique referral code. For each new member who registers in the referral program with their code, the user will receive 10% of the activation deposit – that is, at least 1000 SCOP;
- Priority access to the IEO platform Scopuly Launch.     

https://scopuly.com/

Scopuly will never charge any fees on the following transaction types:

- Decentralized crypto trading in Scopuly Trade;
- Placing and cancelling orders;
- Distribution of tokens during an IEO;
- Burning tokens (in those projects that feature this functionality).

https://scopuly.com/

Tokenomics and business model

Monetization

Scopuly will charge the following fees:
Transfers and payments: 0.0001% - 0.1%
Transactions with fiat currencies: 0.5 - 1.5%              
Users will be able to pay all fees in SCOP tokens. Till the end of 2021, those users who have an equivalent of $100 or more in SCOP in their wallets will receive a 25% discount on all fees. Starting from 2022, the 25% discount will be available for all wallets with SCOP deposits of $1000 or more.
Apart from the fees charged by the platform, users will need to pay the Stellar network fee, which doesn't exceed a fraction of a cent (currently $0,00003).

When issuing their tokens on Scopuly Launch, IEO teams will enjoy all the benefits of the Stellar blockchain, including its high processing speed, near-zero costs, etc. Moreover, Scopuly Launchpad offers the following advantages:
- Decentralization of all major processes eliminates the risk of manipulations on behalf of the platform. This is particularly important in the context of multiple complaints raised from project founders against centralized exchanges that suddenly cancel IEOs and refuse to return the deposit — or simply falsify sales numbers to keep part of the money;
- Careful selection and evaluation of all projects based on the publicly available data (such as ICO Bench): poor-quality and suspicious projects will not be able to hold their IEO on Scopuly Trade even for an additional fee;
- Zero fee for selling, distributing, and burning tokens;
- Customizable emission: utility tokens for accessing dApps, tokenized shares, etc.
- Instant purchases of all tokens for SCOP directly from the Scopuly Wallet;
- Buying tokens for fiat currency in just a few clicks;
- Purchased tokens can be transferred or exchanged immediately;
- No need to pass a complex KYC;
- Minimal fees for listing a project (no more than $200);
- Projects can decide how many IEO rounds they want to hold, which share of the tokens to offer in each round, and which price to set;
- Buyers face no limitations on how many tokens they can purchase;
- Fast processing of all incoming requests: only a few days are needed to launch an IEO;
- Tools for launching airdrops, bounty campaigns, and affiliate programs;
- Newly issued tokens will be available for trading on the same day in Scopuly Trade;
- Customizing each IEO to the needs of each project, team, community, or asset;
- The easiest, most straightforward way to tokenize any startups, real-world businesses, real estate, etc.
https://scopuly.com/

IEO platform Scopuly Launch

Scopuly Launch will be not only the first of its kind for assets built on Stellar but also the first full-cycle decentralized IEO platform on the market. It will comprise all stages of the IEO process — from initial selection and verification to token emission and distribution of raised funds.
A fully functional release of the platform is already available on https://scopuly.com/launchpad.
All interactions between issuers and buyers will be governed by the smart contract. This way, investors can be sure to receive their tokens just a few seconds after completing the purchase. Scopuly Launchpad will be a great option for projects wishing to attract funding, even on a low budget. It goes without saying that only projects whose activities don’t go against the law will be able to join Scopuly Launchpad.
The main criteria when selecting projects for the platform will be the quality of the underlying idea and its implementation. The team of Scopuly will verify the existence of the founders and team (KYC), implementation stage, and so forth. Only data available from public sources (such as ICO Bench and other large project aggregators) will be used. Project founders will retain full control over all the funds they raise during an IEO.

In terms of its functionality, the gateway implemented by Scopuly is superior to the solutions offered by its competitors:

- Instant transfers and conversion;
- Deposits in XLM, SCOP and other tokens in one click;
- Fiat-crypto and crypto-fiat transactions;
- Buying any Stellar-based assets for fiat in just a few clicks;
- Supports USD, EUR, and RUB;
- Low and transparent fees charged by Payeer;
- Great exchange rates;
- Paying gateway fees in SCOP;
- Supports Visa, Mastercard, Maestro, and MIR cards in 2019 countries;
- Supports many popular electronic wallets and payment systems: Perfect Money, Neteller, Western Union, MoneyGram, Qiwi, Yandex Money, and 100+ more;
- Highly secure;
- Quick and easy KYC;
- Can be used for money transfers between users, paying for goods and services (both in dApps and in ordinary online stores that accept XLM), buying tokens at IEOs and in the open market using Scopuly Trade;
- Deposits in euro in the EU; withdrawals in euro in all countries.
By default, fiat currency can be used to buy XLM, SCOP, and other trusted and verified assets.

https://scopuly.com/

Crypto-fiat gateway


Scopuly will be the first project on the market to offer a full-scale crypto-fiat payment gateway for assets built on Stellar. Thus, even those users who still don’t own any cryptocurrency will be able to join the crypto ecosystem almost instantly, without having to research outside exchanges and other fiat-to-crypto services.
There are circa 20 specialized trading clients and wallets for Stellar assets, including StellarPort, StellarX, StellarTerm, Stargazer, Interstellar, Lobstr, and others. However, just one of them — StellarX — offers a real crypto-fiat gateway.

Scopuly will implement the gateway solution by Payeer — one of the most powerful, affordable and efficient available today. Payeer is a global payment system working under the PSP international financial license in over 200 countries of the world. The company was founded in 2012 and has offices in the UK, Georgia, and Russia.
To use the gateway, Scopuly members will need to get verified in the Payeer system. Their personal data will be securely stored on Payeer servers; Scopuly will never record, store or transfer its users’ personal information.

Centralized vs decentralized exchanges: a comparison

The advantages of Stellar and its global partnerships

1) Extremely high processing speed: each transaction is confirmed within 3–5 seconds — not several minutes or even hours, as is the case with Bitcoin and Ethereum.
2) Near-zero fees: only 0,00001 XLM or circa 0,000002$, which is 40 000 less than in the Ethereum network;
3) Issuing a new token is free;
4) Newly-issued tokens can be traded on the global SDEX exchange starting from the first day;
5) Easy handling of fiat currencies: Stellar was designed for cross-border money transfers, so in the future it might replace international bank transfers;
6) A robust infrastructure of wallets and exchanges supporting XLM;
7) Fully functional smart contracts: Stellar can be used to build any kind of dApp;
Proprietary consensus protocol (Stellar Consensus Protocol, SCP) that ensures maximum protection against hacker attacks;
9) Scalability — Stellar is already much more efficient than Ethereum could become in a few years and after many upgrades;
10) Possibility to trade any currency pairs — even if they are not directly available — using the mechanism of paths (the system automatically finds the best combination of three currencies to perform the exchange).
http://www.scopuly.com/

The Skycoin project (https://www.skycoin.net/) filed a petition to CoinMarketCap with a request to remove the SKY ticker from the Scopuly project from the coin lists. They complain that they used to launch their SKY token before Scopuly.
On many large external exchanges, the SKY ticker was also busy for example / BTC_SKY, ETH_SKY and so on … The conflict of ticker names creates serious problems when promoting a token on the foreign market and causes confusion. These turned out to be significant barriers to the promotion of SKY in the foreign market.
Since the SKY name conflicts with some projects that started long before Scopuly in the external ecosystem, but there are no problems with the name conflict in the Stellar ecosystem, we decided not to destroy the SKY token and give the asset the right to life, to make the SKY token a loyalty token in the internal ecosystem Scopuly.
Scopuly will reward its users with the SKY token for certain marketing activities to attract attention to the project. And also encourage the application and testing of the platform, in the form of bonuses for all new users who decide to experience decentralized financial services.
After IEO completes the new SCOP token, we will make a SCOP / SKY offer on the SDEX market and all SKY holders, if they wish, can exchange their SKYs for the platform SCOP token. We will announce when this can be done.
We will maintain the popularity of the SKY token and its value so that all holders can extract the expected growth rate of the asset if desired.
https://www.scopuly.com/

Cryptocurrency wallet Scopuly Wallet
Scopuly universal crypto wallet is already available for all major platforms:
Web:    https://scopuly.com
Android: https://play.google.com/store/apps/details?id=com.scopuly.app
iOS: https://itunes.apple.com/us/app/id1383402218
Mac OSX: https://github.com/Scopuly/scopuly/releases
Windows: https://github.com/Scopuly/scopuly/releases
The wallet has the following features:
- Storing SCOP, XLM, BTC, ETH, XRP, BCH, LTC, BNB, EOS and any other Stellar-based assets;
- Near-instant transfers and payments (processing a transaction takes only 3 to 5 seconds);
- Deposits and withdrawals through the fiat gateway using bank cards and various payment systems;
- Multicurrency cross-border payments using the pathfinding technology (automatic search for the optimal conversion sequence);
- Parallel use of an unlimited number of wallets (each wallet can be assigned a unique name);
- Transaction history, wallet import and export, account merging;
- Full wallet syncing on different devices (Android, iPhone, MacOS, Windows, Web);
- Most operations can be completed in 1 or 2 clicks;
- Full integration with the decentralized trading interface: all trades are completed directly from the wallet;
- Participating in IEOs from the wallet;
- Authorization and restoring a wallet using a restore token, seed phrase or a secret key;
- Local key storage – directly on a device or in a QR code;
- Multisig support: you can use two or more secret keys to sign transactions. Even if a criminal manages to steal one of the keys using phishing, your funds will still be safe;
- Contact lists with the option of importing and exporting contacts using QR codes;
- Block Explorer;
- Great UI/UX.    

Market challenges
Scopuly will solve several of the problems faced by Stellar – one of the cheapest and fastest blockchains. Stellar is less widely known than Bitcoin and Ethereum, but it's still one of the top-10 cryptocurrencies with a market cap (as of July 2019) of more than $1.6 billion. There are already hundreds of assets build on Stellar.
1) Stellar's advantages over Bitcoin and Ethereum attract ever more global partner and can make XLM the leading currency in a future system of money transfers;
2) Stellar is a better choice for decentralized trading and IEO thanks to its high processing speed and near-zero fees;
3) At the same time, the ecosystem lacks several key elements necessary for effective trading, payments, and launching projects;
4) Since the number of dApps built on Stellar keeps growing, any solution to the issue stated in 3) will be guaranteed a high demand.
http://www.scopuly.com/
***
#SCOPULY #Sky #SCOP #Stellar #ICO #Blockchain #Mining #CryptoWallet #CryptoExchange #Token

🚀Scopuly combines a decentralized trading client and an IEO launchpad. The project will charge almost no fees for adding projects to the platform and listing them in the trading interface.
Thus, quality projects built on Stellar that successfully pass the selection will be able to sell their tokens regardless of their budget.💫

http://www.scopuly.com/
***
#SCOPULY #Sky #SCOP #Stellar #ICO #Blockchain #Mining #CryptoWallet #CryptoExchange #Token