Unfortunately, I can't imagine Bitcoin ever becoming stable enough to warrant stablecoins useless, not for the foreseeable future anyway.

Cryptocurrencies will be a success, just gotta wait for projects like Plutus that let you use crypto as an actual currency. A crypto debit card that lets you spend crypto anywhere that accepts visa card. Usability and merchant adoption are a couple big problems that it will solve and hopefully attract a wave of new adopters *fingers crossed* they explain it better on their website: https://plutus.it/

I fully agree, projects like Plutus who have been working in the background for the last 2 years will be launching early 2019. I reckon things that make Bitcoin useable like a currency (their crypto debit card) will be massive and bring on a new wave of adopters. Currently merchant adoption and volatility are the main problems but that'll be resolved a few years down the line.

Now seems like the time to hodl, Ethereum value is pretty low. If you decide to sell tho you can do it on PlutusDEX at zero fees pretty much instantaneously, might save you $30 or so because most exchanges charge like 4% or something crazy

Yh it is a hard one, I usually check out the team and make sure they're all respected people in the crypto community, that's usually a good sign a project is legit. Also if they have a working product, 95% of ICO's fail so if they're not paying out its probably because they're going under. I found a good project recently, Plutus have a live beta product, they recently did a hacker bounty and paid out $6000, and they are currently running a giveaway just for joining their Telegram https://t.me/plutus_group I much prefer these low entry requirement types than having to sell my soul posting.

A cold wallet storage is the best way to keep your cryptocurrencies safe, the worst place to leave your cryptocurrencies are on an exchange as the coins are then technically in their possession. If the exchange goes under or is hacked then you can lose your crypto. There are decentralized P2P exchanges such as Plutus that are safe to use as the crypto is sent directly between users personal wallets, and Plutus enables integration of cold wallet storages.

Plutus are also a payments platform that lets you pay in crypto at over 40million+ stores which is pretty cool, should check em out https://t.me/plutus_group

I tend to look for unknown projects rather than new ones as very few ICO's actually go from whitepaper to a working product (plus 95% of start-ups fail). Latest project I've been looking at is Plutus, they are around 800 on the list in terms of marketcap but they have a really smart team, a live beta version of their product and great fundamentals. It is essentially a crypto payments platform that lets you spend your crypto at over 40million+ stores worldwide via either a crypto debit card or a tap and pay app. Should check em out if you've got time https://plutus.it/ But new projects are just too risky imo, stick to ones that you know are going somewhere.