It's true, people going in for a bounty for few cents worth of tokens usually is a sign that the project is going to fail. In one way bounties are a good way to promote a project, but if a telegram bounty channel has a lot of users with problems during bounty, imagine how shit the project really is.

I read the recap article you guys shared on your Telegram Channel and I have to say that you have that you have outdone yourself. I barely have seen any project from 2018 that have achieved to stay on their roadmap or even release an early product with more than 20,000 users.

Debt is the worst thing to find yourself it. You will be stuck there until you pay it off since but it all depends on how you risk it. Spending more and leaving the debt behind will just accumulate it.

I use blockchain.info for daily usage, cold wallet to store my precious coins.

Without the 12-phrase word I doubt there will be any chances of recovering your loss.