I've been looking for an alternative to UST and Anchor Protocol (which have nearly killed me).
I also have been trying to make profits out of trading on Binance - spot and future, but honestly I've been losing more money on trading.

All DeFi platforms warns me with very small letters at the corner of the screen saying there's a possibility of impermanent loss and I'm sick of that after what happened to Anchor.
I've been looking for another yield farming platforms but guarantee (kinda) the principle, without impermanent losses. So I would say no to DeFis.

I checked out http://loanscan.io and figured that Delio and ICONFi give pretty nice yield rates but Delio wants me to use Bithumb exchange, a Korean exchange I don't wanna sign in.

So I'm checking out www.ICON-Fi.com and it seems legit to me - anyone who has experiences with it? I also checked out on Google and found some articles like this (https://finance.yahoo.com/news/iconfi-stop-losing-crypto-trading-024200675.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAM3s8UePzsvkhQIC8SH1e4ffPtIS9iLQvcnwFUPvtUX3fh9Mg0s4VPbFkRHiI3Trvla3OcybYn8rH6QghGyrs3u_qOjYM-euMs9Kb0gSih-u9-YVt1TJTzxYryWFUtZwQz2Dxpg130-X2WbGN4UgljXIoSjGZ6gYFeW_skKSTt_h) and the app rating is pretty high on Appstore.

Its Twitter account is pretty active and when I left a question on its Discord channel, the admin answered very quickly and most of all, I love compound interests and it doesn't have a tricky tier system like Blockfi. When I did the calculation if I deposit BTC on Blockfi, the interest rate plummets to 0.7%. It was a bummer. ICONFi suggests 8.33%, I think I would be satisfied with this considering the fact that I've made losses on trading by myself. 11.67% on USDT & USDC is much better than the stupid bank interests.

If there's anyone who knows well about ICONFi or ICON community? I may try some deposits on ICONFi, but I just wanna be careful on this cuz LUNA and UST took nearly 70% of my savings for retirement.