Correct, I do not have anything but the manuf warranty on my items and my homeowners, which has a $250 deductible on computers.

I built my 6x R9 270 Last week for $1762.91 exactly. And its pushing 2.68 MH/s
I also picked up 4x ASUS 280x @ $320/ea for my new rig to keep at work. If you are patient you can find the deals. I just have to wait another 2 weeks before they arrive.

When they are in stock 270(non-X) go for $190-210. That's only $1200 for a 420-460 KH/s card.. Just sayin...