I am happy to announce Offset: A credit card powered by trust between people.

- Website: https://www.offsetcredit.org
- Documentation: https://docs.offsetcredit.org/en/latest/
- Video tutorial: https://docs.offsetcredit.org/en/latest/intro/app_manual.html
- Comparison with blockchain based currencies: https://docs.offsetcredit.org/en/latest/intro/blockchain_comparison.html
- Offset core's github repository: https://github.com/freedomlayer/offset

Important features:

- Free and open source (AGPL licensed)
- Payments are blazing fast
- Offset currencies is protected from inflation.
- Money supply matches the size of the market. Money is created and destroyed by users.
- You can use Offset with your local currency.
- Offset is not a blockchain, and you will not get rich by joining early.
- Offset does not have any sort of proof of work or mining. Offset's security foundation is trust between people.

It is still early to use Offset for payments with real money, but you can already play with the Offset mobile app.
Any feedback is highly appreciated!

-- real

Hi! I just published the first release of Offst,

Offst is a decentralized payment system based on mutual credit. It's an open source project, written in Rust, licensed under AGPL3.

You can find the release notes and more information here:
https://www.freedomlayer.org/offst/offst-release/

Link to the project repository:
https://github.com/freedomlayer/offst

Main features:

• Efficient and quick payments. Offst does not rely on a blockchain or any kind of proof of work. Every transaction affects only a few computers in the network. Payments usually take less than a second.
• Low flat payment fees. Payment fees are determined by the length of the route on which the payment is sent. Each participant along the route gets exactly one credit.
• Fair distribution of assets: The total amount of credits in the Offst system is 0, and it is initially distributed evenly between all the participants (Read more to learn how it works)
• If you lost your key, you can talk to some friends and restore your account.
• Censorship resistant. Buy whatever you want, sell whatever you want. Offst is decentralized, and therefore no entity can block or censor payments.
• Full raw control: Offst is fully programmable and has open interface for writing applications.

   
At this point Offst is only a bunch of command line tools but I believe this is already enough to start experimenting.
Any criticism or ideas are welcome!

real.