Do you know the character or team of the Umbria project? what makes you believe in their vision and mission? I didn't get much information and when I browsed the Umbria website the information was very brief there
https://umbria.network/team/
Online Blockchain plc, which is a UK-publicly listed company acts as Umbria's adviser, administrator and co-ordinator: https://fxnewsgroup.com/forex-news/cryptocurrency/online-blockchain-raises-1m-via-share-placing-with-etx-capital/
"The proceeds of the placing will be used to fund additional new projects as well as enhance the deployment of Umbria..."