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1  Economy / Exchanges / Re: [ANN] SPECTROCOIN.COM Cryptocurrency Exchange, Blockchain Wallet, Prepaid Card on: August 19, 2019, 11:05:38 PM
Hello,

You may contact our 24/7 LiveChat team or our support via helpdesk@spectrocoin.com as they are the ones who are well aware of your case and can answer you.
All information about our terms and conditions can be found on our website.
Spectrocoin reserves the right to update the terms. In terms of 2FA, if it was set to email and your email was hacked, we do encourage everyone to keep their credentials secure and use more personal 2FA methods such as SMS or Google Authenticator. As we are not aware of your case and cannot help, the only way is for you to contact our LiveChat team or helpdesk or write a ticket by filling this form https://spectrocoin.com/en/contact.html

It's funny that you are playing dumb like nothing happened to MY FIAT, it won't be funny for you VERY VERY SOON.

No, you don't have the right to update your terms without warning customers, it is ILLEGAL.

Since when terms can be updated at will without offering any retraction in EU and since when it is legal to force customers to agree to new terms they are not aware of.

Any 2FA is useless if you disable it per request of anyone WITHOUT ANY KYC.

If you read my message properly you would know that I am not the 2FA guy. Read it again and DON'T AVOID OTHER FACTS

YOU ARE NOT FOLLOWING EU REGULATION, YOU ARE LIARS.
2  Economy / Exchanges / Re: [ANN] SPECTROCOIN.COM Cryptocurrency Exchange, Blockchain Wallet, Prepaid Card on: August 16, 2019, 07:55:25 PM
/!\ WARNING /!\

DO NOT TRUST this company in any way, they are being sued for severe negligences, breaching their own AML / KYC policies and EU regulation.

--------------------------------------------------

Hello,

The word "accusations" is exactly what it means - nothing concrete or verifiable especially in terms of having a business up and running for 6 years and growing in numbers.

Do you want me to publish undeniable truth with concrete and verifiable facts, witnessed by bailiffs ?

Facts that you did NOT followed EU regulation with NO KYC and AML for huge FIAT transactions.

Facts that you updated parts of your terms without informing customers.

Facts that you are big serial liars.

Facts that an user got robbed because you disabled 2FA security without any verification procedure.

Facts that your service does not have basic security features despite handling FIAT for your customers.

You better give me MY FIAT MONEY back because I swear to god that you are million light years away to even know the shit in which you are into for messing with me.

I will NEVER let you go away with it.
3  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 05:08:29 PM

I feel your pain at loosing money mate. I hope you get things sorted and good luck


Thank you  Smiley

So youre ingrid, the facebook bnk fudders admin, the same that bans all the users that doesnt say what you want to say in the group. The same ingrid that have a lot of private data from users  the same that loose your bnk for  not secure your passwords? Jajajaja wellcome here!!!

WTF are you even talking about ?
Sorry for you, you cant ban people here, go to your facebook group and ban people there 😉😉😉😉.
In other way, good luck with the money you lost, the hackers where the worst thing in crypto...but, seriously, keep your data in safer places.

I am not whoever you think I am...

Worst are those who lie to their customers and facilitate infractions
4  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 04:58:57 PM

I feel your pain at loosing money mate. I hope you get things sorted and good luck


Thank you  Smiley

So youre ingrid, the facebook bnk fudders admin, the same that bans all the users that doesnt say what you want to say in the group. The same ingrid that have a lot of private data from users  the same that loose your bnk for  not secure your passwords? Jajajaja wellcome here!!!

WTF are you even talking about ? Did you read my messages ? You would know it is about spectrocoin.
5  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 03:48:48 PM
Anyway, do anything you want with that

See you again with the ruling

Well in all honesty until you have a ruling I don’t give a shit either. Is that clear now?

Change that tone with me please. I have been pretty polite with you...

Getting pissed... I should leave now.
6  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 03:35:26 PM
You still don’t understand. We are saying we heard you and please come back with a ruling!

Will do.

Just wanted you guys to know all that.


But that is fine.  Why not just go through their processes and provide the necessary evidence to get your refund?  Threatening them does not help your cause.

Because they don't give a shit, I kept asking for speaking to manager but they don't let me. Hum I lost almost half a million and I can't talk to anyone but support and copy pasted replies wtf...
7  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 03:25:30 PM

"General Terms and Conditions:"

[BS]


At the moment they changed their terms massively without informing customers, it is now worth nothing and considered void and non-written.

Want me to show changes on twitter ?


I filed a lawsuit mid 2018 and I am losing patience because their are only reporting to avoid confrontation and my proofs.


Yeah I understand how difficult waiting for big court decision is frustrating and time taking, but unfortunately this is all over the world the same, even if you have the most basic case in a court it will takes months andeven years (I talk because I know one or two things about waiting court decision for financial issues)

But I do personnally advise you focus in your own court case and build it and work in it and try to convince the court you are right, and not trying to have some Social Network discours, at the end all of this is time you lose and will impact in nothing the Judge decision, I would rather try to find ways to convince a Judge that my Mailbox being hacked and funds stolen is not my fault than spending time in a forum which will not affect in any mean the court...

Just my opinion

Just wanted to say that here since I saw some BS about spectrocoin published here and people being convinced it is true.

Again, I only want good for community and my money back.

the other hand some acuse them of being liars and thieves, something that I've never believed.


Spectrocoin are liars for sure, they denied that fiat transfer was even possible.

Can publish video proof they removed from youtube on twitter if you want.
8  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 03:15:46 PM
But I thought you filed a lawsuit?
Don’t you respect or trust courts?

I filed a lawsuit mid 2018 and I am losing patience because their are only reporting to avoid confrontation and my proofs.

Anyway good luck for the court

Thanks


Well you stated yourself your account was hacked. The reason behind that isn’t clear to me, but 99% off the time it’s a users fault off not taking their password management seriously. You know what we say in crypto right?
Not your keys, not your coins!

What this all have to do with eu laws I don’t know, but I’m sure the judge will give you clarity about that until that time I see a company with a EMI license so I don’t judge that quick.

Yes, I am in crypto since BTC is $25 or something

But spectrocoin issues have contributed a lot. They breached their own terms and EU regulation. They simplified everything.

If they had basic lock-down after password change I would have my money now.

I mean how can a platform operating with fiat not have that feature ? Even binance which is full crypto has...
9  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 03:07:45 PM
Well, your mailbox has been hacked and they got your funds, sorry it happened to you, but as you already said, you have an opened case in the court isn't it?

So why not been more focused in your court case where it is the real deal where you can win or not based on a justice and gouvernement authority

Posting here your "Point of view" of in-running case won't change the judge/court decision, so what's important for you? building your case in the court or just coming here and twitter throwing your "opinion" about the case as "truth"

I want people to stop praising spectrocoin for being secure and following EU laws because it is BS
10  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 03:01:25 PM
BTW You recieved your first merit on bitcointalk from me.

An unsubstantiated scam accusation appears as the first post from a completely new account and mosprognoz immediately sends the poster a trust merit.
No checking, no consideration, just instant validation for anyone who bashes Bankera.


Please, read my messages, it is about spectrocoin

And it is not scam. I would say it is a project which face hard competition and that has been poorly managed.

I invested 2000 in it because I thought it had potential but not anymore after all that shit and a year of investigations


What is it that you exactly want?

I want spectrocoin to know that I will never let them go away with it. They have no idea the shit in which they are into.

I know everything about them. I have an huge report with tons of elements and I paid A LOT of money in lawyers and bailiffs to witness everything before it gets removed (and it did).

My money never left Spectrocoin, it is their problem that they sold hundreds of thousands dollars of bitcoins for stolen fiat from unverified users that bypassed AML / KYC, using their own user to user feature.

You guys should be aware that they do shit and not only with me, another guy got his 2FA disabled by support per request of an hacker without any verification and he lost all his BNK.

This could be you.

Huge fiat transactions not monitored.

Not regulated...

No withdrawal lock for 24/48h after password change

Anyway, I want a refund and I will get it.
11  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 02:48:43 PM
BTW You recieved your first merit on bitcointalk from me.

An unsubstantiated scam accusation appears as the first post from a completely new account and mosprognoz immediately sends the poster a trust merit.
No checking, no consideration, just instant validation for anyone who bashes Bankera.


Please, read my messages, it is about spectrocoin

And it is not scam. I would say it is a project which face hard competition and that has been poorly managed.

I invested 2000 in it because I thought it had potential but not anymore after all that shit and a year of investigations
12  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 01:57:11 PM
You said you were leaving and blocked us...

No, you didn't read at all man.

I said spectrocoin argument was like, I quote:

"Not our problem, everything is fine, bye" *blocked*

It is up to the judge to judge, don't you agree?
As far as we don't know the whole situation, we cannot be on your side. We only know you were hacked and as I said, that never happens to me because I only go to trusted websites and always keeping my information private and secure.

Doesn't change the fact that spectrocoin lied and that there was indeed illegal malicious activity occuring and absolutely no monitoring.

Despite saying that KYC is mandatory to operate with fiat and their AML / KYC policies states that they verify both sender and beneficiary but nope.

I'm talking about FIAT, user to user fiat transfers of 100'000$ with no verification ? Crazy but true.

Not talking about security flaws, withdrawals NOT locked for 24 or 48h after password change and it is a BASIC security feature !

If they had that, I would still have my money !!!!!

Anyway guys, I just wanted to point out what I am going through with spectrocoin, the lies, dissimulation, terms update, etc...

Just because they are behind Bankera, then you do what you want with it honestly.

I don't want to spam, if you stop replying or asking questions then I won't repost, no worry, not a hater, just disgusted of their behavior.....
13  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 01:46:29 PM
Once again? who got hacked? Not us! YOU

LMAO, you are a spectrocoin employee.

Still you are in infraction with EU regulation.

What happened was illegal

[EDIT for above] OKay I believe you, was confusing.
14  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 01:39:18 PM

Look, first of all you are not declaring your case and you already said publishing information about it is not legal in a way or another. Legal action belongs to court and it is not final yet. Whatever has happened in your account must have been explained by their support. What would you benefit if you write publicly. You already filed a lawsuit that you MAY or MAY not win. If you really got hacked, it is YOUR problem and if I were the judge, I will not consider the case. Off course I don't know about laws that much so I will not get into this argument. I know one thing, everyone is responsible for their credentials. I have accounts all over the internet and no one can hack any of my sensitive accounts. My passwords are mighty strong and changed once each 15-30 days. I KNOW HOW TO KEEP MYSELF SECURE!!! FUDing is not going to win your case and it may only cause you less credibility in court knowing that you are using the lawsuit as a FUD practice.

I didn't knew that taking half a million dollars and giving bitcoins to people which were not KYC verified was legal.

Yes I am f angry man do you imagine how much I lost because spectrocoin did not verified identity of people dealing with hundreds of thousands dollars in fiat.

Despite saying that KYC is mandatory to operate with fiat and their AML / KYC policies states that they verify both sender and beneficiary but nope.
15  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 01:30:17 PM


Yeah and I was quoting you were you said goodbye and blocked.
Must I take from this that in the course of 5 posts you already made 2 lies?

2 Lies ? Which ?
16  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 01:23:09 PM

I was "quoting" spectrocoin, did you even read what I wrote ?
17  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 01:16:59 PM

I know, truth hurts
18  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 01:10:18 PM
https://twitter.com/jimmy_o34/status/1159813679161991168
19  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 01:04:14 PM
If you guys refuse to see and prefer making fun of those who actually got huge problems then it is sad.

I am a BNK investor too you know....

Would like to see you the day you lose hundreds of thousands dollars in fiat because they had no proper KYC / AML measures.

Then tell you "Not our problem, everything is fine, bye" *blocked*
20  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN]BANKERA – Building the Bank for the Blockchain Era on: August 09, 2019, 12:33:46 PM


And what should this Information bring? More about team behind Bankera?

Its another nice try to spread FUD. Be careful Community -7.

Have questions? Join the offical Chat as the CEO is talking!

https://chat.bankera.com/channel/community

Ask the CEO about current spectrocoin lawsuit.

Ask him how can spectrocoin let almost half a million dollars disappear without any AML / KYC checks
Oh and ask him why spectrocoin support disabled 2FA of an user per request of an hacker without any identity verification.



Community -7 just another angry human needs attention here. Why is this angry bird not asking the ceo himself??

Because he is a coward, I have asked plenty of times to talk with him and spectrocoin always refused. Not even could talk to a manager, only support and Pervesk employee.

Read my edit for more questions to ask him.


OK MISTER SC.LAWSUIT HAD THESE QUESTIONS:
 
Ask the CEO about current spectrocoin lawsuit.

Ask him how can spectrocoin let almost half a million dollars disappear without any AML / KYC checks

Oh and ask him why spectrocoin support disabled 2FA of an user per request of an hacker without any identity verification.

Ask him why they update their terms massively without informing any customers

HE COULD NOT COME FOR A REASON TO BANKERA CHAT TO ASK. BUT IT SEEMS THAT HIS ACCOUNT GOT HACKED, PEOPLE ARE RESPONSIBLE TO KEEP THEIR CREDENTIALS SAFE... HE DIDNT OBVIOUSLY AND IS NOW BLAMING BANKERA / SPECTROCOIN  

You mean spectrocoin allowed unverified accounts to buy almost half a million dollars worth of bitcoin with stolen fiat.

That he bypassed AML / KYC measure because there was none ?

I'm not the 2FA guy.


Ingrid, Son of Ingrid... Greecco... Tony whatever!

Where is the proof of that information.... just running around like wild hobbit rabbit and spread anywhere weird information like on twitter or trustpilot? anybody could do so! I wanna See facts! we all here wanna see facts!

Yes, let me post it on twitter, will forward the link here.

You can see a reply for my report to the Central bank of Lithuania here https://twitter.com/jimmy_o34/status/1159567105643229185

I am normally suspicious with those going public with lawsuits.  In some countries, this is illegal!  You are reporting on the issue before any judgment has been passed.  This could surely interfere with the outcome of your case and therefore jeopardises it.

Your legal team would have advised you of these basics, so what can one logically assume:  This is unnecessary FUD by someone that has been hurt!  Come back with results not accusations ...

I can say those things, I have not revealed any sensitive information.

People has right to know that spectrocoin is not regulated instead of everyone saying it is.

And they also have right to know that something happened and that terms of contract are modified massively without any warning.

They even tried to hide that malicous actvity occured using one of their functionality

When I told them their user to user feature for fiat was illegal they disabled it for several months, to remove fiat, and they modified a blog post from 2017 to make it look like it was never possible

https://twitter.com/jimmy_o34/status/1119517757266173952
https://twitter.com/jimmy_o34/status/1119247883658772480
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