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1  Economy / Service Discussion / Re: Banks with Shared IBAN on: November 21, 2019, 02:54:42 AM

Is that true?

I think the IBANs on Transferwise are considered 'shared'. Because each time you want to send a SEPA transfer to your Transferwise account you see TransferWise' bank details and a reference code. When the IBAN is 'dedicated' there is no code.

Yes, it's true you can't receive funds coming from a bank account not in your name, they won't credit it and reject the SEPA.
Thank you.

So it is not possible to receive SEPA transfers with Transferwise in general?

What about sending SEPA transfers? Do they use the customers name or Transferwise as the beneficiary?
Is SEPA instant transfer possible?
2  Economy / Service Discussion / Re: Banks with Shared IBAN on: November 19, 2019, 12:52:00 AM
Have you looked into Transferwise as a suitable option? They even used it to send payments, and they can directly pay to your transferwise account, there's a link below.

https://transferwise.com/help/15/paying-for-your-transfer/2956754/what-are-sepa-transfers
Are they offering a shared IBAN for receiving SEPA transfers?
They said to me that I can only receive payments to my name and not Transferwise's name.
They only offer to send SEPA transfers under their name.
Is that true?


Is it possible to send SEPA instant transfers? (0,60€ fee, too?)
3  Economy / Service Discussion / Re: Banks with Shared IBAN on: November 17, 2019, 05:20:36 PM

You can try https://www.monvenience.com/. They allow you to open IBAN from anywhere in the world. You can accept or send SEPA or Swift payments with your unique IBAN. Also they allow 25 currencies in single account. But do check their feedback before using them as I never tried their service.
Thanks.
They are a bit expensive compared to DiPocket.
Also the registration does not seem to work.

I could not find any feedback on the web.

Edit: I mean the registration for the prepaid card does not work.
4  Economy / Service Discussion / Banks with Shared IBAN on: November 17, 2019, 03:00:52 PM
Hello,

I am looking for a bank where I can send and receive SEPA transfers in the name of the bank and not in my name.
I know that DiPocket offers this, but I am looking for an alternative.

Thank you!
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