Guys, I'm not advertising any company here, just wanted to share my findings and start a discussion on the PROS and CONS of these lending platforms.
I've checked EA001 history, and he was advocating Bankera before. However, I totally agree with his feedback that Bankera Loans has a very well balanced offer between high LTV and low interest rates. And as coupable said, I also didn't found any severe claims about Bankera being a scam company.
Nevertheless, this thread is not dedicated only to Bankera Loans, and I encourage other members to share their experience with all crypto lending platforms.

Competition among crypto lending platforms is heating up, and new platforms are emerging every month. Recently I've been actively researching and using some of the crypto loan providers and will present my findings here.

	Nexo	Celsius	BlockFi	Youhodler	Bankera Loans
Min. loan	$500	$1500	$5000	$100	$25
Own token	Yes	Yes	No	No	Yes
Loan-to-Value	17-50%	25-50%	20-50%	50-90%	25-75%
Rates	5.9-11.9%	3.46%-8.95%	6.50%	30-36%	6.95-19.95%
Receive a loan in	Fiat	Crypto (USDT)	Fiat	Fiat & Crypto	Fiat & Crypto

Min. loan - As you may see, the lowest entry barrier is on Bankera Loans platform. So if you wish to try - it is the best option to choose this platform.
Own token - Ownership of native platform token is neither advantage nor disadvantage. All platforms that have their own token offers better loan rates if you use it to replay loan or pay interest.
Loan-to-Value - As you may see, the best LTV is offered by YouHodler, but 90% LTV offer is applicable only for loans up to 30 days. Regular highest LTV rate is offered by Bankera Loans, which is 75%.
Rates - The price of your loan. Best rates are offered at Celsius.
Receive a loan in - Almost all platforms (except Celsius) offer FIAT money withdrawal. Most convenient platforms for withdrawing are Youhodler, and Bankera Loans since both of them provide Fiat & Crypto.
Standard loan duration - Predefined period of time when you will have to repay your loan. Couldn't find here a strong argument why you should choose one or another platform, but Nexo and Bankera Loans offer an extension of credit if you fail to repay your loan on the maturity date.