As I am a new User, to prove good faith, I propose : NO BITCOINTALK ACCOUNT if you don't trust me.

Instead, we can use Escrow, or BitGold, or if you are a good member, nothing. ( I am the only judge of who is or not good member ).

So :

Loan Amount:  .20
Collateral: $000
Duration of Loan: The faster you pay me, the lower Interest Rate you have. 5 Days
Interest Rate : You choose it and i accept it or not . Be Reasonable. .05 btc
Reason:  I need cash for setting up my business.  I know this will help.
Repayment Amount: .25
Bitcoin Address: 1Hu4fz1oTg5fKit8HsmysdDG9RXrLAvDL2
Comments:  thank you very much for helping me out with this.  I greatly appreciate it.  I never forget the people that have helped me out over the years.

I accept, or I refuse ( because i have the choice to do so and don't have to explain you why so don't ask ), and I pay you in 3 hours MAX.

RULES

Anyone under the rank of Full Member should provide some sort of collateral.
If you wish to use escrow to hold you collateral, please include it in the comments.
Collateral should be worth at least 110% of your loan amount.
You have 48 hours after the loan is defaulted to pay back the loan. If you do not reply on the thread or PM me before then, the collateral will be sold.
For any further inquiries, feel free to PM me or reply on the thread.
IF YOU DON'T WANT TO RESPECT RULES, DO NOT TRY TO LEND.

Return all loans to this address: 1ELiBpM2HF2yHqzBE17cT6C4dJ7WVzUd6Z

Thank you and enjoy.