Right.. Although bitcoin meets the criteria as a medium of exchange, it fails as a store of value and a unit of account. Unlike fiat currencies such as the U.S. dollar, bitcoin has proven to be too volatile to make it a reliable vehicle in which to store value over long periods of time.

They have a 0 MCO required debit card too. All you need to do is deposit BTC or whatever from an external wallet into their app and top up card to spend anywhere visa is accepted

They are forming up to be a major player driving crypto adoption. Do you all expect people to up and leave their traditional banks and jump straight into 100% decentralised systems and learn how to use LN etc? That's not going to happen, there needs to be a transition period.