And i'm the 75% of them... that's because the process of withdraw & deposit sound a bit complicated and that also incur a withdrawal fee from exchanges....? Please teach me... I'm really not  familiar with wallets. I guess there're also uncertainty on softwallets, so is it better to do it on decentralized softwallet (is there such a thing?) ? Or, a hardwallet but I've gotta make sure I don't forget the password for my lifetime? 

I think in the crypto space itself there's no guarantee, not to HODL too long unless bitcoin/ETH... but recently I'm looking into DOT, saw an news and saying DOT would be following the path of bitcoin. I spent 1/10 of portion there.

 

It pumped, but drop back to the origin just now... my friend did a margin trade and got a hugeee loss. Anyway, I trust in XRP, still, it's reached it ALH ard 0.78. Looking forward for its hit to 1.5!

No one knows what will happen... but I think when there's risk there's opportunity. I've kept some XRP and wait till 0.4 and will sell.