Sorry I didn't get back sooner, I've not been very well, all is better now.

Thnx for all info so far.

I wish I had gone with a different platform but I didn't.

Etoro feels a very locked in system that works for their benefit alone.

I went with eToro because it was there only place selling XRP I could find at that time.

I have recently moved $120 XRP from my eToro platform (which still stays 'pending transfer') to my eToro wallet.

This "transfer money to wallet" was a simple as a click.

Then

After 1 day

In my eToro wallet under crypto there is a single XRP balance of $25 which says I can send receive and convert this amount.

What I don't get is that even if eToro take 0.5% for the transaction I have lost overall nearly $100.

Is this now the amount I will have going forward??

Is this a Blockchain fee of some kind that I don't understand?

The percentage loss is immense.

I need to transfer the XRP into the wallet so I can transfer it into my nano x which I now have set up.

It's the only way of getting crypto off the eToro exchange!

If this is the amount I am going to lose I financially might as well not bother doing it.

I might as well leave it on the eToro platform and take the chance of a hack.

Why has the amount gone down to $25?

Will the eToro wallet update the amount to near $120? Say $115?

I could live with that.

It scared the hell out of me to see that $25 amount.

So for the moment, I have canceled the transaction inside of the eToro platform until hopefully one of you guys can tell me what is going on.

Obviously having everything on the nano X would be best but I just have to understand the loss of value as things are transferred into the wallet.

It's just way too much a loss to take.

I know we're near Xmas but if you could get back to me when you have the time I would be really grateful.

Hope you have a great Christmas day and new year, all the best, ste

I am really new to crypto but am really interested.

I have bought a minuscule $10 amount of Bitcoin on the eToro platform and have a Ledger Nano X so I can understand security first before I even think about getting really involved in crypto.

I believe that you don't "own" your coins until you have them in a hard wallet. In terms of safety if you know what I mean.
 
Can I ask a few basic (but hard for me at the moment) questions?

How safe is eToro really? Can I just leave crypto in the portfolio and be sure they will keep it safe for me? They seem to be a big company but I'm not sure if that means anything? Have people had stuff stolen from their platform before or are they like fort Knox? :/ It would be nice to be able to let them "hold" it for me but I wouldn't want to invest money and then someone comes along hacking the place and cleaning me out. Is the platform safe?

How do I transfer my small amount of bitcoin over to the nano X? Is there a rule to say you can't do this as there doesn't seem to be a simple "send" button anywhere on eToro? (I'm still looking into this and the other questions below)

If I do figure it out and send the money to the nano X, can I send it back to eToro at a later date so I can get them to cash the money out into my bank? I am not sure if I can get it back into "eToro" if that makes sense.

I ask this because I know you can withdraw a position you've got which gives you an available eToro balance which you can then withdraw into a UK bank account for a flat fee of £5. I.e. This is the only way I know to get in fiat currency. If you can't send it back from the Nano X to the eToro app and then out to the bank, how are you supposed to get your money back out into fiat money? Can you link a Nano X directly to a UK bank and send it out that way?.

If you can help me out with any of the questions or have any other tips you think I should know of I'd be so glad.

I feel I've learned a lot in a short period of time but there's nothing better than experience.

I could do with a bit of crypto wiseness from someone if you can!

I'll still be trying to understand this but will check back for any replies.

Thanks for your time in advance, cheers, ste.