This has nothing to do with bitcoin people. I'm asking for a loan in 300 USD that I would pay back plus extra. Id just send you an invoice to pay for one of my items which would be 300 bucks. Than I wouldnt add tracking, i wouldnt do anything. So if I never paid the loan back the person who gave it to me can dispute that the seller took my money and never even sent me anything, i would ignore the dispute comments, and the dude would have his money back.
Thats not even going to happen, i'm paying the fuckin' thing back.