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In this thread everyone is free to express their opinions depending on their beliefs and references to any team. I see Leverkusen will remain the favorite team in competing with Bayern Munich even though Leverkusen's record in the Bundesliga was finally broken after losing to Leipzig. This defeat can be said to be very painful because usually they are the ones who make a comeback to win, but in the last match they were hit by a comeback by Leipzig in front of their own supporters too.

Usually one first defeat will have a big impact on being able to rise in the next match. What we need to wait and see is whether Leverkusen's mentality can overcome it? If they can get through the next few matches with wins, I think Leverkusen will remain the favorite to retain the title. Conversely, if they lose the next match, then as you said, if they continue to lose, their performance and mentality will also decline to a very severe level. This often happens to teams in other European leagues, defending the title is very difficult.

Real Madrid's motivation and mentality in the Champions League are indeed unquestionable, they are always unique even though they do not record good results in the domestic league, but when competing in the Champions League their strengths are different, this often happens in previous seasons, maybe this is what is called a team that has Champions League DNA. However, this season Real Madrid seems to have a little difficulty fighting in the domestic league and the Champions League, not because their squad is not good enough, but because of the many injured players. All teams this season have a fairly tight schedule with additional matches due to the new format of the Champions League.

Right now I see news that there are some injured players such as Jacobo Ramón (muscle injury, out for two weeks), Militao (thigh muscle injury, out for 10-15 days), Bellingham (muscle injury, back in late September), Camavinga (knee injury, back in early October), Tchouaméni (metatarsal injury, back after international break), Mendy (overload, back after international break), Ceballos (grade 3 sprain with ligament damage in the right ankle, back in November), Joan Martinez (ACL, out for 8-9 months) and Alaba (ACL recovery, back in October). Injuries are something that all teams are worried about including Real Madrid, especially we know that Real Madrid's squad does not have enough cover especially in the defensive line. So I think even though Real Madrid are favorites in the Champions League, their journey will not be smooth.

There is no denying that one of the main benefits of using a Mixer is maintaining better privacy. because with mixer transactions, it will be much harder to trace the original source or destination of funds, so if someone wants to do something bad with our assets, it will be harder to track our financial activities. This can also be very useful for those who are concerned about their financial privacy or who live in countries with strict financial regulations.

But on the other hand, Mixer is also not a good idea and so far I also don't need Mixer because I don't have many bitcoins. The purpose of Mixer is often misused which eventually results in Mixer being banned in several countries, even on this forum, because Mixer is widely used to clean stolen Bitcoins, there are also Mixers that are fraudulent. Mixer is indeed good for maintaining privacy, especially if you have a lot of bitcoins, but so far, Mixer has been widely used for criminal purposes.

For traders who believe that bitcoin is an asset of the future, of course when the price of bitcoin goes up and down it will not affect their decision to keep holding it, in fact they will make this decline an opportunity to continue buying bitcoin, they will really hold it until their goals are achieved. However, for those who are still beginners or they use all their money for investment, of course the price drop will make them panic, this panic actually makes them lose and regret.

To avoid panic, before investing, first meet monthly expenses, wife's pocket money, children's education costs, and emergency funds. Only then can you switch to holding bitcoin for the long term. Be assured that in the future technology will not be able to be separated from what is called blockchain. So crypto investment is a promising investment in the future whose value continues to grow and its technology will definitely be used by humanity.

Of course, Man United, even if they get a new coach like Ruud Van Nistelrooy or another coach, will not immediately change Man United to be better in a short time, it will definitely take a long time. But what is certain is that Man United's current slump is not the fault of its players, but purely Erik Ten Hag's fault.

So even though later with a new coach with the current squad, Man United can definitely rise, although not instantly, because Man United's players are actually good, it's just that they have to have a coach who can make them a compact team and have a strong mentality. Because the core of Man United's current mistake is the strategy implemented by Erik Ten Hag which makes Man United inconsistent at this time because many of the decisions taken by Erik are not right, the most common example is when implementing the starting line up is always chaotic, the composition of the selection of the line-up is also always problematic such as Rasfrod whose performance has clearly been less than good since pre-season but is still Erik Ten Hag's main choice and Bruno has also always performed below standard this season.

It should be like that, pairing Osimhen with Lukaku will certainly make Napoli's front line even more frightening for opponents. However, the problem is that Osimhen has long wanted to leave Napoli, he wants to go to the EPL league, but unfortunately the club seems to be burdening Osimhen's departure until he finally docks at Galatasaray.

This can be seen from the Osimhen transfer drama so far, because actually Osimhen's move to Galatasaray was not his main choice, but it happened because of minimal choices. In addition, Osimhen was also not included in Antonio Conte's squad because he had decided to move until finally Napoli recruited Lukaku as his replacement. Moreover, Osimhen's relationship with the club is full of drama, of course Osimhen's performance will not be optimal even though he is paired with Lukaku. So it is very natural that Conte finally chose Lukaku over Osimhen.

Leverkusen after losing in the last match, this proves that Bayern Munich will undergo a different season from the previous season. In addition to the additional match schedule due to the new Champions League format, Leverkusen also has a heavy burden because winning the title by defending the title is something different because usually defending the title is more difficult than pursuing the title. I mean Xabi Alanso must immediately evaluate the previous performance and make the defeat a good sign to continue to improve the team to be even better.

Leverkusen must immediately rise when facing Hoffenheim later, especially on paper Leverkusen is superior to Hoffenheim so this will be easier to win. Because this victory is also important as capital to increase self-confidence before facing Feyenoord in the Champions League.

In addition to being a big fan of Ronaldo, he is not only talented but also intelligent in many languages, when he was first introduced to Real Madrid many were surprised that his Spanish was so fluent.

However, there is a difference between the two, Ronaldo came to help Real Madrid win the Champions League title while Real Madrid brought in Mbappe to help Mbappe win the Champions League title. Because in fact without Mbappe, Real Madrid is already a superior team, but it is also possible that with the arrival of Mbappe, Real Madrid will find it easier to win many titles.

The problem faced by Mbappe this season, the Mbappe era is not like the Ronaldo era which was supported by friends to score goals. Mbappe still needs a process to be able to get chemistry with his teammates, adaptation certainly needs to be done because actually this is just a matter of his position not being suitable, he is indeed a pure Winger but at Real Madrid he was told to be an ST, of course he needs to adapt. Mbappe just needs to enjoy the process, later he will also get used to it and be able to score more goals for Real Madrid.

In my opinion, this is Ten Hag's fatal mistake that made Man United like this by choosing Onana over De Gea. Indeed, recruiting Onana was intended so that the goalkeeper could help in attack because De Gea is not that type of goalkeeper. But in reality, Erik Ten Hag failed to implement this strategy so that Onana's arrival received a lot of criticism last season and this season there has been no change. Erik Ten Hag should not have rushed to release De Gea just because Onana was his main choice, Erik ten Hag's selfishness is what makes Man United easily concede goals at this time.

Of course, with the current performance, Man United will be like last season or even worse because Erik Ten Hag lacks tactics, and also Man United's back line defense is not strong enough so that goals are easily conceded.

If compared to Arne Slot. That is the intelligence of Arne Slot, a debut coach who did not need long to adapt in the EPL, since the first week he immediately got chemistry, and his players immediately understood his game scheme. In contrast to Ten Hag who has only played for 3 years, what game does Ten Hag apply at Man United, none of his players understand his game philosophy. If there is no change Man United this season will slump again, maybe this season Ten Hag and Man United will definitely finish below the top 7 EPL.

Dani Carvajar has long tried to persuade Rodri to move to Real Madrid, although many are skeptical of this rumor, I am sure this rumor will come true. Because if you look at Pep Goardiola who will soon leave Man City, it could be that Pep Goardiola's line-up of players will also leave. especially players who have won all titles at Man City plus Rodri is Spanish and fits Madrid's current needs. Indeed there are Aurelien Tchouameni and Eduardo Camavinga but so far they have not fully helped in Real Madrid's midfield in building Real Madrid's attacks, especially since both players are currently injured. So I am sure Carvajal's persuasion will come true, it's time for Rodri to come home, he has achieved everything in England, now it's time to win in Spain.

For me personally, if Real Madrid fails to get Davies, it's okay because Mendy is also a good player, he is solid in defense. But Trent needs to be brought in immediately because he will be the perfect balance for the defense and he is not prone to injury like Davies.

Walaupun sudah final, tapi tidak menutup kemungkinan juga suatu saat Indonesia akan melegalkan kripto sebagai alat pembayaran alternatif. Karena saat ini sudah banyak negara-negara yang sudah banyak mengdopsi teknologi kripto, bukan hal yang mustahil kedepan indonesia juga akan menerima kripto sebagai alat pembayaran alternatif, ini hanyalah masalah waktu saja. Dulu kalau gak salah kripto juga di larang sebagai aset commodity yang di perdangangkan namun karena dengan perkembangan teknologi yang semakin pesat pemerintah mau tidak mau harus menerimanya.

Walaupun bisa di lakukan secara diam-diam pasti ujung-ujungnya ketahuan juga, jadi memang lebih baik di hindari yang melanggar UU. Yang ada nanti niat mencari keuntungan dari transaksi kripto malah rugi, karena di pake buat nebus keluar dari penjara.

Ya betul. Dan mudah-mudah juga dengan banyak kemudahan seperti sekarang ini tidak ada lagi oknum-oknum yang memanfaatkan kemudahan ini untuk menipu masyarakat dengan iming-iming trading kripto yang pernah terjadi sebelum-sebelumnya.

I think both.
Because we know that bitcoin has full ownership of the assets we have without anyone being able to take it or freeze it and of course buying Bitcoin today will make you rich tomorrow. This is the goal.

Regarding bank failure or losing money in the bank, it is very rare but keeping money in the bank will decrease in value due to inflation, this is for sure. Just look 5 years ago if you had $ 50 how many things you could buy, and compare if you have $ 50 now how many things you can buy, the value of fiat currencies has decreased. But the price of real estate, gold and bitcoin suddenly became more expensive so this is why I prefer bitcoin.

Yes, that's right. Actually, bitcoin is expensive depending on the time, in the past when the price of bitcoin was $10,000 it was also said to be expensive, now seeing the price of bitcoin at $57,000 also looks expensive. In fact, if you look at the history of bitcoin, bitcoin will continue to experience price increases so that the current price cannot be said to be expensive because bitcoin is a rare asset someday. So buying now is not expensive if we want to invest for the long term.

In addition, to start investing in bitcoin, you don't have to buy one bitcoin right away, we can buy little by little according to our respective abilities using the dca strategy. So if someone already understands and understands the fundamentals of bitcoin, he will definitely not say that bitcoin is expensive because he is confident in the growth or increase of bitcoin in the future.

Agree with you. In terms of investment, we don't really have to completely copy others because everyone has their own targets and goals. Likewise, the level of income will be different for each person if copying others is not a solution, besides if we copy others if they sell cheaply we will also follow them, it will actually make us lose.

Using a copycat strategy is high risk, especially if the strategy we use is really copycat without any independent strategy from ourselves. The key to successful investment is being able to analyze independently and having your own strategy so that we will know where our investment is going in the future.

Money is just an object and paper that still has an exchange value and has a circulation time, what actually makes money evil is when we are enslaved by money where income is less than expenses, which in the end we will do anything to get money and greed will make money potentially evil. Because in essence money will always be lacking as long as we are not grateful where happiness is not always commensurate with money.

Try how many possessions our bodies have, would we exchange one of our eyes for one billion, try to count. So basically money is not a measure of happiness even though in the material world we always need money but if we can use common sense then money will come in a good way. Money is not always evil, if we are smart to be grateful at least having money can provide a sense of security to survive.

After previously Juventus managed to win by defeating the Como and Verona teams. Now it is proven that the real test for Juventus when playing against the same strength, they had difficulty winning and could not score goals. However, it must also be admitted that Juventus' game this season is better than last season, in the match against AS Roma they played beautiful football, although they were not superior in ball possession in this match but it was much better than last season. I mean Juventus under Thiago Motta has played very well so far, in terms of defense it has also been good, it's just that the finishing of the front line is still less effective in taking advantage of opportunities.

Inter is still favored to win this season, but it is possible that Juventus can also be a favorite as long as they can continue to improve themselves and maintain their consistency in every match. Moreover, Inter and Juventus have the same points, this is very different from other teams that are considered favorites such as AC Milan who currently have not been able to achieve a single win from the 3 matches that have been played.

Slowly Real Madrid began to show team cohesion, and perhaps this will continue in the next matches after the international break. Real Madrid's problem at the beginning of the season was getting two draws because their squad had no chemistry and several times the front line looked selfish, especially between Vini and Mbappe which made it difficult for them to score goals.

However, after seeing the last match, Vini here has changed, he has started to mature, he knows that Mbappe needs goals to build his confidence, he even let Mbappe take the penalty kick. This is proof that Vini is no longer selfish and thinks more about the team than himself. In this match we also saw that the Real Madrid squad began to dare with creative and daring passes like Valverde, this is very different from previous matches.

Real Madrid's game is currently getting better, losing four points is not a problem because La Liga is still very long, and I am sure that by opening the goal tap for Mbappe after scoring two goals against Real Betis. So I think in the next games he will score goals again because his confidence is back.

Initially many doubted Kompany at Bayern Munich but now he is slowly starting to prove that his arrival has made Bayern much better than the previous season. Indeed, this is only the beginning of the season, but if you look at the developments experienced by Bayern Munich, it seems that Kompany will provide very tight competition to Leverkusen this season in the fight for the Bundesliga trophy.

Kompany's presence at Bayern Munich has also succeeded in highlighting players like Müller as a strength and in general Bayern Munich seems to have started to be structured. Kompany currently has chemistry with the players including the star players, he only needs to fix the defense line which is still unstable. Although so far it has shown positive signs compared to the previous match, it also needs to be improved so that it is not easy to concede goals.

Erik Ten Hag was almost fired last season because Man United's game did not improve and there was no development. However, because he was able to win the FA trophy he was not fired so he was given another chance to coach Man United in the hope that they would believe in the process. But unfortunately Erik Ten Hag in the three matches that have been played Man United's game has never developed, it is not impossible that Erik Ten Hag will not be long Ten Hag will be fired from Man United.

This is very clear when Man United's defeat against Liverpool showed how bad their structure is, and there is nothing we can expect from Erik Ten Hag. This is not just a matter of individual mistakes like Casemiro or Mainoo during the match against Liverpool. This is about the poor system built by Erik Ten Hag to make the team stronger and more solid.