I am intrigued by your prediction that the price might exceed $100k in the next halving. As we know, predictions in the world of cryptocurrency should be approached with caution, given the market's inherent unpredictability. However, according to
https://www.blockchaincenter.net/en/bitcoin-rainbow-chart/, the price tend to go even lower especially around the halving time, but if you would hold for the long-run, dont live by pay check and dont really care about noise along the way. I believe the best approach we could take is to DCA.