From my observations and analysis, Payback is not a typical,
short-lived recovery room as some have suggested. On the whole, their strategy
seems well-defined (clear stages), appropriately informed (based on case
studies and past results), and realistically ambitious, especially if you
consider the absence of sound alternatives and are willing to undertake a
calculated risk. It’s true that they don’t flesh out their processes in great
detail on their website, however, I suspect it has to do more with competitive
business considerations than lack of transparency.