You are very correct here, and I think that we both share the same sentiment on this issue, because any investment done outside your discretionary income is doom for failure, so if your income is too small to generate a discretionary income, you should be working on improving your income so that you can be able to afford a discretionary income from it, not investing from money meant for your basic needs because you can't wait till you figure out your discretionary income or improve your finances, so that you can figure it out from there.
So what am trying to say is that if your income is too small to afford a discretionary income, then you may have to work on your finances and wait. And while doing that you may use that time to invest in getting more knowledge on Bitcoin and how to go about your Bitcoin investment, so that it will be a success once you get started .

Having a source of income and having a discretionary income are two different things you need to take not off, they are not the same, what is needed to invest in Bitcoin is a discretionary income not a source of income, because their are so many folks that have a source of income but still can't figure out their discretionary income, so if you have a source of income their no guarantee that such person will invest in Bitcoin and be successful if he can't sorts out his discretionary income from there.
Having a source of income is very important in taking care of yourself and your basic needs, but if you can't figure out your discretionary income and you went ahead and invest, you are just gambling, and the end product of such actions wouldn't be pleasing because selling it prematurely will be inevitable.

This match between Liverpool versus Crystal Palace is actually going to be a tricky test for Liverpool because looking at this Crystal Palace team they seems like a buggy team especially when faced with any English premier League top side, by looking at their record against topside in the English premier League, you're going to notice that they are not doing bad at all, so Liverpool need to be very careful in this game if not  this Crystal Palace side my give them a shocker in this game.
Ask for your head to head record in their last five meetings, Liverpool have won two while Crystal Palace have won two, and the drew one, so it's very obvious to see that this Crystal Palace side have what it takes to beat this Liverpool team regardless of the present from Liverpool is right now, so if I want to predict this game, I will be going with the option of a first half draw.
The current form of Wolverhampton wanderers right now is very bad, so the  possibility of Tottenham Hotspur beating them today is high, although nothing is 100% certain in the game of football, but just as you have already said, if I'm placing my money on any team here, I will be going with a direct winning to Tottenham Hotspur.

This game smells barren draw if you ask me because  it's going to be a tight contested match , though real madrid are in a better form than atletico madrid and almost everyone will be giving it to them to win, but I don't sees it that way because in the last past five meetings, real madrid has only won once, and atletico madrid has won none, and they drew four times out of five, so that's alone is enough sign that their will hardly be a winner in this game, but nevertheless, nothing should be ruled out completely because something can happen in the game that can change the whole context of the game, but before then, I would be expecting a barren draw in this derby, especially now that real madrid haven't dropped any point so far, this game seems like the game they might drop their first two point.

Betpanda.io ID: NQX36X
Your prediction: $108,870

One thing I have come to understand is that, when trading futures the risk there is more attached to high leverage, and with the image shown above, we can all see that the user use 10x leverage, so his liquidation is not far off if the market goes against him at that point in time.

Another problem most newbie traders have is that they tend to think that trading futures is the fastest way to get out of poverty or to be filthy rich, they don't pay attention to this statement that you learn before you earn, because in my experience in Trading so far, knowledge alone is not enough, you need to be skilled in technical and fundamental analysis, be able to control your emotions, be able to manage your risk properly, and finally, knowing when to stay off the market.
A good and an experience trader knows that leveraging can be very dangerous especially if you are trading a high volatile asset, so as newbie, it is more important to trade without leverage at all, so that you wouldn't be taken out of the market so easily if your trades goes against you.

Waiting for the price of Bitcoin to drop before buying is never a good idea because by waiting you may likely miss a whole lot of buying opportunity to buy and add to your stash if you have already started. Where I feel that most investor are missing out is that they don't know that the price of Bitcoin now is way to cheap comparing to how much it might  rise up to in the nearest future, sometimes they will say that they are going to buy once it deep, but once it deep as expected, they will later say that it seems like it's going to deep more further that is so risky to buy now, and in most cases, the price of Bitcoin starts appreciating from there, so they will feel even more reluctant to buy saying that is too expensive now, and that is how they miss out on a very good buying opportunity, so waiting for the deep before buying is never a good idea, because the dip you might be expecting may never come and for that reason you may never buy, so all bitcoin investor are adviced to buy regardless of it current price because in the future there's a higher possibility that bitcoin can go as high as a million dollar or more.
So what's the point waiting before buying when this current price is still a deep in the future?
 and as long as you are holding for long-term or you're thinking about the future you have no worries because the potential and the future of Bitcoin is absolutely bright.

Looking at the teams in the German bundesliga, do you think any team is capable of reclaiming the title from this formidable Bayern Munich side? None in my own perspective.
Because by y the look of things in the German bundesliga presently, Bayern Munich have no rival right now, since Bayern Leverkusen that was closest to competing with them has been weaken so badly that their attention right now is just to qualify for the UEFA champions League next season, and this is the major reason why the German bundesliga is mostly called the farmer league, since Bayern Munich is way too stronger than the rest of other teams.
If you think I'm just talking because of talking sake, just take a look at the rest of other bundesliga teams, which team do you think can go toe too toe with this Bayern Munich side that is on fire presently? None.
So you get my points now, they have no real Challenger this season as long as the German bundesliga is concerned.

It is true that Manchester City have not been the best of form from last season uptil now, but to be honest I have seen quite a lot of improvement from them in recent times, and with the quality of players they have brought in into the club, there's a high probability that in not distance time they will be ready to challenge for the English premier League title. Right now I feel that they are not ready because they brought in so many players into the team and some of them still needs time to adapt to the English premier League, so I wouldn't be too harsh on them for now because most of the new players are still getting to know how to play and get used to PEP guardiola's playing pattern, but it is after 15 games of the season that's when I will be sure to know if they come compete for the English premier League title or not.
But no matter what, I still sees pep guardiola's Manchester city as a formidable Force in the English premier League.

Am not that surprised seeing the market this way because it is what I have been expecting in the past few weeks. If you look at Bitcoin chart on the monthly timeframe, the last candle sticks closed on a bearish note, an not just that, it formed as a huge inverted hammer at a resistance point, which is a strong indication that the price of Bitcoin want to reverse and retest the $107k mark, so let's be expecting it to go a little bit deeper to that point before the end of the month, since the traders who are the market movers knows all this, so they are equally acting base on interest and what's happening in the market.
So the sell off by most traders shouldn't be a surprise man, and the market might possibly collapse to $99k if it broke the support level of $107k.
But as for those holding, they have nothing to worry about since they are holding for the future.

Looking at this your post here and all you said here, you are not entirely wrong, what you are trying to say makes sense to me, because you must not have it all to start your Bitcoin investment, all you just need is the basic knowledge of it and how to go about your Bitcoin accumulation, then along the line you might start learning more on it and what is required, like what you have to do to be successful on the longer term, but the problem I have with this your post is you addressing Bitcoin as a coin, because by doing so, most newbies will start thinking that they can invest in anything in the market, not knowing that it's Bitcoin you are talking about, not alt or meme coin, so try to be specific when talking about Bitcoin in case of next time, in other not to mislead newbies in the space.

Their are some games that are going to be really interesting here to watch, even though their is no clashes between the top teams. Games like;
Liverpool vs crystal palace
Newcastle united vs Tottenham Hotspur
Arsenal vs Brighton

These three games I listed down here are going to be an interesting encounter because crystal palace is not going to be an easy opposition to Liverpool, we saw how they drew Liverpool last season and this season in the community shield, which they later won on penalties and how they drew Chelsea also at the bridge this season, so am expecting a very tight match there.
Both of other games will be full of fun and excitement, let's just watch and see how they will plays out when the time comes.

Without saying too much, Julian Alvarez is a top quality players that most top teams will be dieing to have in their team right now but I think that he is in the wrong team presently, because they are too defensive minded team.
Additionally, the hierarchies of atletico madrid are very ok with them being a mediocre club as long as the money keeps on coming, and they keeps on qualifying for the uefa champions league, which is not the best way to run a football club. And it's because of that I feels like they are not interested in challenging for anything, as long as they are making their money.
They honestly aren't ready to challenge for anything trophies because their target which is to make money is being achieved, once they can qualify for a place in the uefa champions league, they are very ok with that, and because the hierarchy are quite ok of them being a mediocre club, that's how they will be till  new owners comes in, as for now, they are far off ready, challenging for honours.

Casinopunkz.io ID: ifN5VZ2jmH
Your Prediction: $112,053

If I say that am gambling for fun then I would be lying man, I don't gamble for fun, I have so many fun things I do if i am bored, something like playing football on the street with guys in my neighborhood or watching football and arguing with them with the banter we mostly sees among football fans, or even playing snooker with my guys at a beer parlour or at a lounge, but as for gambling, I do it to prove a point when arguing with someone or I do it to try my luck and even make money from it when staking on a football game, but the key thing their is to prove a point or to make money, that's why I always use an amount I am willing to lose so that I wouldn't be disturbed if it goes against me.
As for the 98.8% of those that you mentioned that gambles to make money, man am one of them🤣🤣🤣 😋😋😋😋
I gamble to make money man,  but I do it only on weekends, so that their will be a sense of control to prevent against addiction.

Anyone that has no source of income have no business investing in Bitcoin because it's through there he will figure out  his or her discretionary income from.

He needs to first look for a way to take care of himself and his basic needs first before thinking of investing, and it's true that learn about Bitcoin when you don't have a discretionary income to invest with is not a bad idea but it's very important that you start your Bitcoin investment journey as quick as you can no matter how small your discretionary income is, because you can still be learning while accumulating consistently, because the big disadvantage in learning about Bitcoin when you have no discretionary income to invest with is that you may get too excited with it and start investing money meant for something else, and in such a situation, you will likely sell off prematurely once the needs arises for what the money is meant for, so working on ways to improve your finance so that you can invest is of more importance than put more effort to learn when you haven't even started.

It's still early days but the league table is gradually taking shape as we can all see, so I wouldn't be too hash on any of these teams because most of them are still trying to gel or find their rythme in getting results consistently, but it is after ten games of the season, that's when we can start calling for the head of what ever coach that is not doing well.
Among all the teams that are not doing well now, the only team that has really gotten my attention is Aston villa, what are they doing in number eighteenth position?
Just last year they were in the uefa champions league and now they are this low on the league table, only three points out of the possible fifteen, that's very poor for a team of their quality. They really needs to step up if they don't want to fall into a relegation fight in the cause of the season.

When jose Mourinho accept to be the manager of benfica, I  am sure that he knows what he signed for, he knows the task at hand and the ones that is coming, so with his wealth of experience he has in the game, I am confident that he is going to improve this benfica side and any team that comes up against his team wouldn't have it easy.

As for their upcoming clash against Chelsea, it's going to be an interesting encounter that I will be looking up to but it's not going to be an easy game for either side.
I think that both teams already has a history together and they also met at the club world cup, which Chelsea came out victorious in an extra time, but this particular one is going to be special because of the involvement of Jose Mourinho, but I think that Chelsea will be too strong for them even though they now have Jose Mourinho as their coach.

Razed username: Futurexxx
My prediction: $112,400.34

Their is a saying that goes like this " if you think that education is too expensive, try ignorance" most folks in this crypto space and even in other fields of life don't know how costly ignorance is until they falls prey to scammers, that's why I will always advice anyone that comes around me to invest in getting more sophisticated with knowledge because knowledge is power.
If as a trader or an investor you failed due to one or two challenges, and you are required to start all over again, this time you are not starting from scratch, you are starting with experience, so it will be much more easier to grow faster than when starting as a pure newbie, so I will Advice everyone that is new into this space to seek knowledge first before anything else because knowledge is very much fundamental to the success of your trading and investment journey.