Thanks for the detailed responses. I understand that the XPUBS can be created from the seeds. I shot off that reply a little too quickly while I was heading out the door to teach a class. I see the pattern now and appreciate that the XPUBS would help to prevent any privacy leak. That leaves me questioning how would the wallet be recreated with just the XPUBs. This is where my knowledge starts to get thin. But as I understand it, seed order, derivation paths, wallet idiosyncrasies, xpubs vs zpubs, etc. impact the structure of the wallet and, in turn, the addresses.
I pondered about using passphrases (mnemonic-I am assuming you mean from the seed wordlist--and otherwise). I read about some suggesting to use child seeds for that purpose. I think that will complicate things, more copies to back up and remember their purpose; I need to consider others that should be able to pick up where I leave off. As for the child seeds, I see a a security risk. I plan on using tamper-evident bags/family/bank deposit box.
I heard of someone using an air-gapped computer to make an encrypted file of one of his multi-sig seeds. Thereafter he uploaded it to Bitwarden or Proton. His thinking was it was as good as Casa or Unchained. Makes me wonder if even those companies are safe.