Once again, this is not an ICO or a new project. It’s a search fund for the acquisition of an already operating company in the senior care space, generating around $1.4M in annual revenue with fully running operations.
I understand the skepticism, this space has its fair share of bad actors. That said, I’ll keep moving forward with this journey, and once the deal is closed, I’ll be glad to share an update here.

Thanks to everyone for the feedback

The valuation was made by a third party. Now, you can argue that someone actually has to pay that price for it to be worth that and you’re right. It’s an illiquid asset, and in case of default, it would take time to sell. And yes, I’m currently negotiating with some banks. But for an equity line of credit, the best I can get is around 60–70% LTV, with a max duration of 15 years, at rates of 12m Euribor + 2–3% spread. That would basically eat up 80% of my cash flow. Some debt is possible, but it really needs to be structured as an equity deal.
About the “dox”, all I want is to start conversations with potential investors in this space, nothing more. You don’t really expect people to send you a full “presentation” just so you can decide if you even want to know them, right? And yes, I admit I don’t know the best platform to connect with people here, it feels like I’m expected to know everything, otherwise I get judged instantly or called a newbie. But I'm open to suggestions.

I often say “we” because I work with other business owners and their teams where I naturally speak as a team.

Hi Condoras, thanks for replying.
First, you say my collateral is not valid? So let me ask you, is a piece of commercial real estate with more than 3,000 m², where the business operations take place, valued at the amount I’m asking for, not enough? You can argue it’s a high LTV and it's fair, but beyond that, you can’t say it isn’t valid. As I mentioned, we could even place it in an SPV owned by the investors, so I don’t get your statement.

Second, as I mentioned before (and as you guys know), these forums are full of scammers and untrustworthy people. So if you don’t like exposing yourselves, why should I have to put all my personal and business information out here publicly, right? That’s why I suggested Telegram, it can serve as a starting point for a more serious conversation with a real Web3 investor. From there, I’d be glad to present my full track record, the companies I work with, my profile, and even set up proper meetings, face-to-face if necessary.

And regarding the PM, sorry about that. On LinkedIn, that’s usually the way I reach out when we want to meet someone. I don’t really know how you guys handle that here, maybe I’m a bit of a “newbie” in that sense.

Hi Direwolf, thanks for the advice. I honestly don’t see where I offended any of you guys. What I wrote was simply meant to bring more engagement to a post, that doesn’t make me a douchebag or a retard, right?
And yes, as I said, this is a big project and all due diligence needs to be done. That’s why I offered to have meetings with any of you who are interested, to explain everything, get your opinions, and most importantly build a relationship. For me, business is about people. You can have all the money in the world, but if I don’t feel you have the right profile, I won’t take your investment as I expect the same in return.

And yes, your concerns are valid. But I don’t know if you guys really understand how private equity or business in general works. You don’t expect me to come on a public forum, post all the details of a private company, my CV, my track record, and my personal information for everyone to see, just so you feel safe talking to me, right? I’ve already explained what it’s about, the investment size, the fact that I have collateral to back it up, and that legal teams will be involved. What more do you guys want?

Since my last post on the Project Development board didn’t get much engagement, let’s spice things up a bit, shall we?

I’m looking for lenders/investors to fund part of my search fund for the acquisition of a business I currently help manage. As I mentioned below, I’m not sure if this is the best method, but I’m open to opinions:

What do you mean by “know-how on other people’s coin”?

First, I’m not making up any story. I’m looking for serious people who want to diversify their investments into real companies that produce value for society, not some random ICOs or projects that raise capital and never deliver. We’re talking about real businesses that provide products and services to people. And to be clear, the one I’m raising capital for, couldn’t have a better purpose than continuing the operation of a senior care facility.

Second, the only projects I support in the crypto space are the ones I see as having real value for people’s future. Right now, I hold four in my portfolio, being most BTC, HNT and LINK, so I don’t buy into noise.

Third, I could easily go the route of VCs and banks, like I’ve done for some of my clients. But, as I said, I’m looking for less bureaucratic alternatives and something beyond the same old winners.
So rest assured, I’m all about honesty, you shoot me a message and I’ll answer any questions you have. Thanks.

My main funds are not on-chain, I only keep small investments in crypto.
The capital I’m looking for will be fully covered by a real estate asset, and any amount above that will be taken on by me personally. And once again, if I had the financial capacity to support the investment on my own, I wouldn’t be looking for investors right now.

What do you mean? I want to be fully involved, that’s why I’m putting both my know-how and my own money into the business as well. I just can’t support it alone, I’m not at that stage yet. This isn’t some middleman play. I actually work in these businesses on a daily basis, I’m simply looking for alternative ways to fund the acquisition, otherwise, I’ll just end up going to the same old groups.

I appreciate that. A whale alone could indeed act as a passive investor by providing the collateral for the loan. Still, thanks for the tip, I’m just not sure how easy that route would be, since building a following could take much longer than going to the usual players

To reiterate, I’m an operator/business developer who helps owners digitize, reduce expenses, and scale their businesses to the next level, not an investor. And let’s not forget, I’m talking about a search fund, “an investment model that enables an entrepreneur, or "searcher" to raise capital from investors to find, acquire, and operate a mature, profitable private business.”


And I completely understand your concerns, but the whole “newbie account” issue was unnecessary. I provided a channel for us to talk personally and even offered to organize a meeting, so it’s not a matter of lacking KYC. Regarding the investment, I can say that I don’t yet have the perfect structure defined, as I’m still exploring all possibilities and ways to mitigate risk in DeFi. This thread was meant to help me understand exactly that.

The idea will always be to keep the investor’s collateral exposed to the upside of the asset’s growth, especially BTC, while allowing us the company, to find a way to borrow against that collateral at low interest, mitigating the risk of the debt becoming more expensive as the asset grows, using futures, swaps, or other tools. As an investment, we’re looking for sufficient collateral to borrow the valuation amount of the commercial property, where the company operates. We’re talking about $7.5M or €6,4M valuation, which will be used as collateral in a dedicated entity for investors. With this amount, we would purchase both the company and the asset. Everything legal, with contracts and proper conditions. So again, my question is, what’s the best way to put this into practice?

Over the past few weeks, I’ve been reading and analyzing many of the interactions in this forum, trying to figure out if the community could be a good fit for a project I’m working on. What I’ve noticed is that, among the majority of traders chasing the quick buck, scam artists, and “zombies” who barely think for themselves, there are still some people whose vision I consider close to mine, libertarian, confident in decentralization, in the technology, and in the future that BTC can bring us.

Over the last few months, I’ve been actively working on starting a search fund. As a business dev, I work with entrepreneurs who, due to lack of succession, retirement, or health reasons, are looking to sell their businesses or parts of them. These are stable, non-speculative businesses in recession-proof sectors like healthcare, senior care, and blue-collar services. I’m currently preparing documentation to present to some VCs, funds, angels and banks. But I keep asking myself, why do I always have to go through the same institutions and players, instead of going directly to the people?

So here’s the question: is it possible, in this space and at this moment, to gather a group of 5 to 10 “investors” who want to diversify their portfolio, create a search fund/pool, and use those funds as collateral in a protocol, borrowing against it, secure it in escrow, backed both by the company’s assets and by third-party insurance? That way, we could continue growing the business and the investors theirs portfolios, with an extra, conservative returns on the borrowed amount, split 80/20 on annual profits and assets appreciation. Would this be feasible? Please let me know.

And if you’re interested, or can add any value to this, feel free to message me on Telegram @di4biz and let’s set up a meeting.

Thanks everyone for the replies, and apologies in advance for the comparisons I made, but hey, a little clickbait is always good to get as many different ideas as possible 


I fully understand the value of BTC and the role it can play as collateral for acquiring loans. What I don’t get is why we still don’t have proper DeFi or P2P solutions where people can actually request and negotiate loans directly with each other.


So back to the question: would big corps have any real interest in allowing a free market of peer-to-peer loans using all sorts of collateral including BTC, Stables, RWAs, etc?

Once again, one more “newbie” question, until you realize an account does not define the person behind it.
So, is BTC really the ideal tool to replace banks in typical loans and mortgages, or is it only designed for big players and small-scale charity "loans" like we usually see in this forum?

Thanks guys


I’m aware BTC is already used for that and more. The issue is that most of these use cases are dominated by large companies and 3th parties not by individuals or SMEs, which actually make up the majority of the world’s economy. The potential for Bitcoin is to truly empower small businesses and everyday people to operate independently, and that’s the gap I’m highlighting.

Thanks everyone for the replies, looks like a good title makes all the difference, especially when it’s your first post.

That's true, Bitcoin was designed as digital cash and a store of value! But those are just tools, not the end goal. There are dozens of real-world applications including enabling SMEs to receive cross-border payments instantly without high fees, funding small projects directly from individuals without banks, creating community-based lending systems, paying freelancers globally, supporting merchants in unstable economies where local currency collapses, etc etc. For me that's the beauty of Bitcoin. Store the value, use it as an asset or collateral to build/buy more freedom for your family

Holding BTC and believing in decentralization doesn’t mean I have to ignore its lack of real-world applications. In fact, it’s because I believe in it that I want to see it used more actively. Speculation will always exist, but freedom also means pushing for its use beyond just price hype.

I agree that speculation is part of the freedom BTC gives. My point is, if 90% of people only see it as a quick-profit asset, we’re wasting its potential as a driver for business and real financial independence.

I agree that the existence of Bitcoin is already revolutionary, but that’s just the starting point. A tool only changes the world when it’s used to build something, and that’s where I see room to take BTC further.


I don’t expect Bitcoin or other crypto to fix society. What I want is for us to use the best tool we’ve ever had to create real value, not just let it sit there while we debate how great it is.

Thanks to everyone for sharing your views. Many of you have already seen and still see, the trends in Bitcoin’s current use right? Let me broaden my thinking a bit more and respond to some of you:

Speculation, yes. And not just on the asset’s price, but also on what it supports and where it’s being used. I’ve got nothing against people doing it, freedom means exactly that. But here’s the thing, there are so many problems that could be solved with the proper use of this asset, without even giving up control over it, but instead, most are chasing the quick buck, the 1000%, the gambling, the trading, the easy, I'm I right?


And yes, capitalism and decentralization can absolutely work together. Capitalism, by definition, is a free market system based on private property and the voluntary exchange of labor. Nothing stops it from operating in a decentralized environment where competition increases and monopolies shrink.

Once again, beyond the big institutions, funds, banks, etc. where are the SMEs and individuals using this or other tools to actually compete?


About the newbie I hope so. Thanks 

Hi, hope you’re all doing well. Before you start calling me a newbie, or whatever it is you call a freshly created account, let me introduce myself and explain why I’m here. Business dev by trade, I work with multiple SMEs on their management and operational transformation as a consultant. I develop strategy, improve processes, and cut costs. Every day I deal with individuals who, for many years, have been building businesses, employing families, and adding value to communities, while giving up the most precious limited resource we all have: time. They all have something in common, they depend on governments, banks, and large institutions, which hold back their growth and take away power whenever it suits them. Economically, I’m liberal, pro-capitalism, and fully in favor of decentralizing power. I’m a Bitcoin holder and strongly believe in the technology behind it. That said, I have plenty of questions about all the hype surrounding it and the direction it’s heading.

So I decided to create my account to ask you guys, if you think BTC true potential, of giving individuals financial independence and direct control without relying on banks or large institutions, is being undermined by speculation and the lack of real-world applications?