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So I did lump sum some time back, but personally I feel now (hindsight?) that splitting the same amount into a DCA would have been a more effective approach.
I bought in Nov '24, as a lumpsum. Then in Jan/Feb I was happy but in Feb we got a bit of a dip - right up until April.
Conversely if I'd done a small amount in Nov, then bought DCA below my last buy price I think I'd have made a bundle more.
You did a good thing by front loading your Bitcoin investment with a lump sum and shouldn't regret why you didn't split the money you used for lump sum into different parts and use it for DCAing, which would have given you the opportunity to buy the long dip that happened between February to April. As a newbie that's starting his Bitcoin investment, after you have front loaded your Bitcoin investment with a lump sum, you should have an ongoing DCA strategy so that you will be persistent and consistent in accumulate Bitcoin, and it will allow you to take advantage of the market and buy any dip that will occur. Of course, I'm not saying it was a bad thing; I just felt that DCA would have given more value-per-$ that's all. In future I'll probably split the lump sum into a smaller one-off + multiple DCAs. It's just a change of approach I guess; let's see what happens! You don't need to combine the lump sum method and the DCA method if you are not strong enough or have the capacity to do that because you can end up making a mistake or run out of discretionary income though combining the two will boost your investment and make you get to your set target quick but you need to have what it takes to carry out this because lump summing required a large and huge discretionary. Any method you use to invest in Bitcoin will give you a reasonable value provided you are doing it well or properly. There's nothing wrong about it especially if you are capable. Since somehow this is good action to do especially if you can adapt well doing or combing those two strategy. Since people doing that will became flexible especially for navigating certain movements of the market or even managing their funding's. But if they are not capable to do this then maybe they can do the basic things since DCA would provably work well without worrying about certain market scenarios. There is definitely nothing wrong if an investor could actually do with those two investment strategies. Like I always says I think it all depends on the amount of discretionary income that we have available, or maybe we probably have some money saved somewhere which we can decide to front load our portfolio should we feel that we are behind schedule with our investments. I feel like it’s all a personal decision considering what actually fits us perfectly with our discretionary income available, because lump sum would actually require a whole lot more. |
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I think age shouldn’t be very detrimental to our plans of investing in Bitcoin or trying to have more cashflow, because whatever our differences might be that shouldn’t be a discouragement for not buying and investing in Bitcoin, what is really important should be having a discretionary income that we can start investing in Bitcoin and also trying to have other necessary means of sustainability in our Bitcoin investment, I think as long as we’re alive we do pay bills and take care of our expenses, and expenses and bills have nothing to do with age, and I think that is enough reason why we can start investing as long as we have a discretionary income, and you can still try to increase our cashflow by having other source of income which can also help increase the discretionary income, 20s and 30s can just be a benchmark for having energy to have other different cashflow, there are people who are in their 50s and 60s that have multiple source of income, and are the mostly the once doing absolutely tremendous in their bitcoin investments and even have a better Bitcoin portfolio.
And talking about salaries which I know it’s quite important, but it’s more understandable that we’re buying bitcoin as much as we have a discretionary income which would be more safe for us.
Age itself does not stop anyone from investing in Bitcoin or from building more cash flow. What really matters is whether someone has discretionary income and the discipline to keep stacking without touching it for everyday bills. As you said, expenses will always be there no matter our age, so the real solution is having other income streams to support those expenses. That way, whatever goes into Bitcoin remains long term. Salaries or main income can serve as the foundation, but multiple income sources give extra room to increase discretionary income and keep the investment secure. I largely agree with you buddy, age is not a barrier when it comes to Bitcoin investment, in as much as discretionary income and discipline is greatly needed in stacking up your Satoshis, take note that if the will is not there, it wouldn't be possible because regardless of if an individual has a discretionary income and the discipline to go all the way, if he doesn't have the will to invest in bitcoin, it wouldn't be possible, so having the will to invest in bitcoin is also essential for an investor to invest in bitcoin without giving excuses why it's not possible. Anyone can buy and accumulate bitcoin, considering that they have a discretionary income to always buy and accumulate bitcoin, so we would not consider things like age when it comes to buying and accumulating bitcoin, there is now time one can’t consider increasing our cashflow because it’s as simple as making other financial decisions and maybe getting other businesses which could actually help generate more cashflow into our Bitcoin portfolio. |
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Long-term contracts don't seem to be common in football anymore. When signing new players, if a team isn't adding a young player, they'll sign two- or three-year deals. In the past, we'd typically see three- or four-year deals. Chelsea used to sign some of their young players on seven- or eight-year deals. This makes no sense. If you can't get the most out of a player, an eight-year contract would be a huge blow to the club. You'd have to fight very hard to get that player off the team. It would also be a huge financial blow to the team.
But Liverpool signed a 6-year contract with Isak. And there are many other examples that will support the idea that long-term contracts are being signed as before. In fact, it is the players themselves who try not to take on long-term commitments because they want to be able to put pressure on the club plus receive signing bonuses when changing clubs. Unfortunately, some scammers (like Isak) do this even if they have a long-term contract. And what makes you think that Isak is a scammer, you seems to be sounding bitter like an Arsenal fan who is angry because Liverpool signed Isak and it could be a challenge to your title hopes, For your information clubs offer a player contract, it’s your choice to accept the contract of you can leave it, you’re never forced as a player or put a gun on your head to sigh a contract, Chelsea seems to be giving players a whole lots of contracts and it seems to them that their future is guaranteed at the club, but unfortunately for them they get sold before getting to half way or their contract. Calling Isak a scammer is quite too much, especially considering that Wissa did the same thing and why are you not calling him a scammer, there are players who have done the same during past years, a player has a right to ask for a transfer, and player do submit transfer request, so what Isak did is not a new thing, big clubs sells players, and why would Newcastle think of keeping Isak when they can’t offer him Premier League and Champions League titles, money isn’t everything in football. |
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The reason for this is that market moves in cycles, sometimes it goes very high and sometimes very low,
Your explanation on Bitcoin moving in cycles is very wrong. The last time i checked, Bitcoin has a 4 year cycle which we normally call the Bitcoin halving cycle. When you talk about the price going high and low at several intervals, you must be referring to volatility/price fluctuation. So yeah, with a precise strategy for accumulating Bitcoin you shouldn't be bothered if the market is fluctuating or not. .And then also it’s not always about the size of one's investments but the discipline to keep going and not quitting halfway, that’s where the real success comes......
I totally disagree with you here. The size of your portfolio will surely determine the amount of benefit you will get after a long period of time. The main reason for consistent accumulation is because you want to have a sizeable amount of Bitcoin in your portfolio. Dont forget, you might be consistent investing peanuts into Bitcoin while someone who lump sum with a huge amount 3 times in a year, in a 5 year or 10 years interval, there is every tendency that he/she will reap more than you. I think I Agree with your analysis, actually the size of your portfolio is a very important determinant to what the profit you are expecting would look like and that's why it also very important that a combination of your large investment and long term approach must be in place if not there might not be a good profit in view at the long run. If you invest in Bitcoin for a long time, the chances of profit will certainly increase a lot, but for this you should follow the DCA method to invest in Bitcoin. Then you will definitely be able to profit, if you invest in Bitcoin according to the DCA method, it is definitely possible to maintain your Bitcoin investment for a long time. So far, everyone who has successfully invested in Bitcoin for a long time is currently experiencing profit. However, Bitcoin investment should be estimated at least up to two halving times (maybe 8 to 12 years or up to 15 years), it is best. I will be more interested to know that bitcoin investment is not guaranteed with profit, that is why it’s more sensible to understand that while investing in bitcoin we should aim for investing in a long term sustainable investment, which can actually help us to buy and accumulate bitcoin and hodl bitcoin for a long term, which will help us stand more chance of getting more successful bitcoin investment, I would understand when someone says profit isn’t guaranteed while investing in bitcoin, but instead it’s more profitable to invest in bitcoin for a long term investment goals. |
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Liverpool has been lucky so far because imagine winning all 4 matches within 80+ minutes and at injury time. The first game against Bournemouth they won it in the 88th minute, against Newcastle they won in 90+10 minutes, against Arsenal it was 83th minute that they scored and against Burnley they scored in 90+5 minutes so it shows that they are really lucky especially against Newcastle and Burnley because both winnings came at stoppage time. Liverpool's defense was only porous in the first 2 games they played but Arne Slot really did a good work after then because in their last two matches they didn't concede any goals again which shows that there is an improvement in the defense area.
Yeah, luck is helping Liverpool. It cannot be denied. But, even if they secured a win by scoring at the last minute, can we say that Liverpool's performance was weak in any match? We have seen Liverpool's dominance in every match. Liverpool secured a win against Bournemouth and Newcastle by scoring at the last minute. But even then we cannot find the weakness in their overall performance. They have dominated and won in all four matches. However, Liverpool should be more aware. Especially I would say that it is very important to strengthen the defense. Liverpool conceded two goals each in the matches against Bournemouth and Newcastle. If it continues like this, Liverpool will fail to continue their winning streak I will slightly disagree with you when you said luck is helping Liverpool, because I don’t believe there is a such thing as luck in the game of football, basically Football is played for 90 minutes and whichever time you score goals it doesn’t matter, what matters is that you’re winning football games and I don’t think you get criticized for winning games late minutes, I understand you people are expecting Liverpool to win 4 goals, 10 goals, but that isn’t the case here, when you are a champions you have to struggle in winning games, All the teams Liverpool have beaten this season have only lost to Liverpool except Burnley. Well you have said Liverpool are having a good performance, in the four games Liverpool have played they have dominated the games, so I really don’t understand the sentiment behind Liverpool being lucky, I don’t believe there is luck in football, good performance is the ultimate achievement, and |
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Some people make the mistake of selling all there Bitcoin just because they want to start a new business or investment with the money and after selling it and the start there new business or investment some time later it crashes and they lose it and also lose their bitcoin investment so keep your Bitcoin investment going while trying out other business or investment.
Selling our holdings at once is never a good practice, I'm sure that Majority of this people that like selling all there bitcoin are those Investors that have not accumulate enough stash of bitcoin in thier portfolio they feel that after selling it that it won't take long to accumulate it back. While those Investors that have been struggling to reach the status of overaccumulation can only sell 5 to 10% of thier holdings whenever it double and after that will have to allow it to compound upon itself before attempting to sell again, because they know how Long it takes before they were able to reach the status of overaccumulation so they wouldn't want a situation where they will start the accumulation process all over again. I think someone who would sell all his bitcoin assets is really not an investor, but someone who is only interested in quick profit, even if you have gotten to your goals of buying and accumulating bitcoin it’s more important that we should take our profits that is only maybe if I have gotten to my years of over accumulation, that is quite understandable, but taking all my profit and selling all my bitcoins, hell no I can’t even think of doing that after all my years of working and buying and stacking bitcoin, it might be very hard to start all over again considering how much time and money that have been invested, that would be a financial disaster selling all my Bitcoin assets. |
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Don't be emotional bro, it is football and for the first match after break is always full of surprises. They should be happy with the three points they got because not easy to get that from a team that was that determined like Burnley were. I know Liverpool was not in the top form we know them for but they were able to get the three point which is all that matters. A win is a win and it has its way of raising the confidence of the players.
If you are mean the fact that Liverpool had to leave it late before they could beat Burnley was because of stress, fatigue and disorientation that came from the international break I have to disagree with you on that. Liverpool before going to the International break has been winning almost like the same way they did against Burnley so I think the problem has been there even before the international break. I'm sure Liverpool's victory is encouraging, but their performance is a major problem. They've won every match in the standings, but they haven't been playing the same impressively as last year. They're managing to win, but they need to learn to win more and also show their impressive play here. They face Atlético Madrid in the Champions League, and a tough match awaits them. I'm not satisfied of how Liverpool performs so far but the table says otherwise but conceding 4 goals in 4 games doesn't look super promising for the long season of EPL and personally I do enjoy Arsenal football more than Liverpool and I can even trow Chelsea there right now. In UCL , I think Liverpool will do fine until elimination phase but I could see Madrid snatching 1 point from them or even 3 points with a bit of luck as Atl.Madrid is not doing great so far in start of LaLiga  . I guess your sentiment is on performance level, because you want this Liverpool team to beat teams 5 nil and 10 nil, Come on man that isn’t how football works, as a Champion there are so many teams who will want to beat you, and that is what Liverpool is facing now, most of this teams aren’t even interested in playing football instead defend defend and play on a low block, Burnley didn’t even play football because their tactics was a defending on a low block, Arsenal wasn’t even ready to win the game against Liverpool, they only came for a draw and they were disappointed, Arsenal rely heavily on set- piece, a team that wants to win the Premier League tittle takes risk, and Arsenal isn’t taking risk to win big games. Football is played for 90 minutes, whichever way you get results does it matter ? It’s only important you win football games, I’ve not seen a coach get sacked for winning games, and I’ve not seen a team get criticized for winning games, I must say I’m satisfied with the way Liverpool are performing and winning games. What is the difference in performing well and loosing games and performing badly and winning games, which is more important, Liverpools mentality are hard to find in football nowadays and that is why they will win the Premier League again. |
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An emergency fund and back up funds is not necessarily going to completely save any of us from all negative cashflow situations, but it can mitigate damages, and frequently save us from a variety of scenarios.. but the mere existence of an emergency fund is not going to save us from every single scenario that could end up happening, which justifies our thinking about our emergency funds as a kind of protector and as the more prudent and reasonable thing to do, but not something that saves us in all negative cashflow scenarios..
You’re absolutely right and correct, emergency funds would not be mostly be a mean that will have to save us from whenever we have a bad cashflow problem, because it’s just something that is meant to safeguard us from whenever we have a challenge to deal with an unprecedented situation, same with financial challenges it all depends on our capabilities to try and manage cashflow challenges by trying to device other means of tackling cashflow issues, sometimes I used to think that backup funds would help to mitigate against bad cashflow challenges but I think I was actually wrong, because sometimes it could maybe probably help sometimes but it wouldn’t be a complete solution, that is why it’s important for me as an investor to try and device other means of dealing with financial challenges, and I can also decide to work on my expenses by reducing my unnecessary expenditure, and also generating other means of cashflow with developing other businesses or getting other means of financial income which will have the tendency of improving our bitcoin investment capabilities. |
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It is true that many teams up to now are looking to be protagonists and have not achieved it , but it is because they are newly formed, they have a team that is completely made up of new players , for example Milan, Modric has to adapt, the changes are something that takes time for the Strategy to be comprehensive, it is not easy, or the teams in the middle of the season will be at their best , then everything will look good.
AC Milan is rebuilding its squad under Ellegri. This time, it was Modric who scored the only winning goal for AC Milan, scoring in the 61st minute, assisted by Saelemaekers. And here, Modric was the man of the match between AC Milan and Bologna. Bologna is no small club, and this was also very troublesome. Bologna even controlled over 61% of the ball, but their attacking and finishing were very poor.  Source: Luka Modrić has been named 𝐌𝐚𝐧 𝐨𝐟 𝐭𝐡𝐞 𝐌𝐚𝐭𝐜𝐡 I watched this game and I must say AC Milan tried very well to win this game, it was also a difficult game for them because they have to do so much to win this game, Bologna aren’t a very easy team to play against, and Luka Modric just shows why he is one of the best players at his age he is still putting up spectacular performances, But they should’ve been awarded a penalty, which I think VAR was absolutely wrong to disallow the penalty after it was given by the referee, well if they continue to grind out point then they could have a very good season. |
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After winning 3 consecutive matches, it was not difficult to predict that they would easily defeat Burnley. But it was surprising that when everyone accepted a draw in this match, they came and continued their winning streak through a penalty shot by Salah. Although Liverpool won, it was due to pure luck. If the ball had not been in the hands of Hannibal Mejbri in the D-box, there would have been no chance of winning. Although Liverpool played about 27 shots in the whole match, there were only 4 according to the goal. It is definitely understood that Burnley defended well according to their performance.  Liverpool got lucky to have not dropped point today, else how would you describe them having yo secure that last minute penalty. It was game over for them and Burnley was certainly at the top of their defensive play today. That late red card didn’t do Burnley no good, it just put them under so much pressure with Liverpool which is known for pressing high and the hand ball, undeniably with his arms out, just hoping the ball catches somewhere else on his body. Manchester City just showed us how bad Manchester United has become, it wasn’t the derby I hoped. Well it was a very difficult game for Liverpool, because Scott Parker’s Burnley style of play was very hard and difficult for them, just imagine playing a whole game defending and your opponent doesn’t want to play football instead of defending, Liverpool was literally the only team playing football, that is a horrible style of play, they made Liverpool suffer and no one expected it, and Liverpool deserved to win because they were the only team that wanted to win, Burnley was only interested in getting a draw, which would have felt like a win for them, the penalty was also deserved because that is what you get for defending all through 90 minutes, Burnley doesn’t deserve a single point in that game, and they got what they deserved for playing such a horrible football. |
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In the case of investment, if Bitcoin cannot be held for at least one cycle, then it can never be called long-term. As we know that one cycle is completed every four years, and for this, the investor can hold Bitcoin for any period of time above the minimum of 4 years. The longer the investor can hold Bitcoin, the greater the possibility of his return. If it can be observed before and after each cycle, it will be very clear about this fact. The Bitcoin market is always volatile, long-term investors can use this volatility to increase their Bitcoin accumulation. Those who are long-term investors and regularly invest, on the one hand, get the opportunity to increase their Bitcoin portfolio, and on the other hand, if the price of Bitcoin increases, it creates the opportunity to take even bigger returns.
I think in this time where we find ourselves now, people have a better understanding of what Bitcoin is all about. Some years back, people just tried to invest in Bitcoin without knowing what it is truly about. It is important for those who want to invest in Bitcoin to prepare their minds and understand that Bitcoin is a long-term investment. If you are not sure or willing to invest for the long term, there is no need to invest in Bitcoin, because planning to hold Bitcoin for a short time is not always productive. Bitcoin investment is a long-term investment, and there is no two ways about it. I think investors need to work on their mindset first before investing, because if you are not prepared for the long term, it is impossible to make it big in Bitcoin. I think people who invest in bitcoin some years ago do so because they trust and believe what bitcoin will be in the future. The reason why some people don't have the mind of holding bitcoin for a long term is because they don't trust bitcoin and believe what they are doing, in this life, you have to believe in everything you are doing to be able to achieve your goal. What people need to do is trust and be patient with what they are doing, no matter of how it is , if you don't trust bitcoin before investing in it, you will always panic when the price drops. Some people need to understand that bitcoin is not a short-term investment, and that being patient is the best way to hold for the long term. This is why it is not advisable to invest all of your money or money for your daily expenses in bitcoin, because some people lied that they needed money, which is why they decided to sell their bitcoin. As a good investor, your plan should be to continue accumulating bitcoin rather than holding for a short period of time and selling when the price rises. I also feel some investors with such level of impatient are investigating not with their descriptionary income, there is a whole lot of difference when you meet an investor that is investing in Bitcoin with his discretionary income, their aura is always different, their approach and understanding of the concept of bitcoin investment seems out of this world, bitcoin they do it with a lot of peace of mind, with no anxiousness to withdraw or sell in a short term. The mindset is a strong tool, hence your not properly nurtured with the strategy you should use from the beginning, you might, then those inconsistencies in not having a long term plan will begin to creep in. For an investor to invest in Bitcoin outside his discretionary income, should that not be a bad investment strategy, because from what I have know and learnt during my time here, that wouldn’t be a good investment strategy, well I guess that is why you feel it’s whole lot of difference if you are to compare with someone that is investing through his discretionary income, if I’m to invest with my discretionary income is more comfortable than investing outside my discretionary income which is quite awkward way of buying Bitcoin for me, and that might just be a premeditated mistake. |
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Waiting for the right dip can easily become a trap because no one can predict market levels with certainty. dollar averaging not only removes the stress of timing the market but also helps you build your position steadily, it is all about consistency and patience. starting early and sticking with the plan beats trying to time every move, as volatile Bitcoin is. great reminder to focus on the long game rather than chasing dips
Did you just say the right, does such exist anywhere, dude I think you shouldn't get things twisted, dip is dip and waiting for it has to be frown at, I concur to the very point where you single out the benefits of DCA, well said on that spot but why did you get it wrong from the very statement you made? Well since you already know that such thing does not exist anywhere, so there is no room for argument. Moreover I think @ Miramax12 knows that there is no any other dip so is assume that he's just referring to the normal dip, even though some people might be waiting for a particular dip before attempting to invest but I'm sure that such thing is not recorded any where rather is just a personal believe but that's by the way. I want to agree with him on the fact that waiting for a dip can be a trap, and if you can't sense it earlier definitely you will end up regretting. You all are making the same arguments and statements right here, alot of time we have come across such statements as this that expecting a dip before buying assets, this have made a lot of investors who lack that right understanding to make investments mistakes, waiting for the right time where's the right time is now, taking time back to make research is good, but waiting too much time expecting one particular market drop before buying is totally wrong approach. I like a situation where I can have that mindset that yesterday is an opportunity to buy and accumulate bitcoin, and today is also an opportunity to buy and accumulate bitcoin, and well I don’t like that idea where I have to wait for a particular dip to occur before I can buy bitcoin, that is why I have that simple idea of buying anytime, it’s very simple to make investment mistakes, and it’s also very simple to have a good bitcoin investment journey if we’re able to just appreciate buying and staying in motivated to continue buying and accumulating bitcoin on a regular basis, and I think there is no such thing as a particular dip, because a dip will always be a dip, so I don’t really understand why people still keep emphasizing on this same statement. |
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In fact it is never wise to buy a dip or wait for the right time. Those who wait to buy a dip will never find the right time, so they will fail to invest. There are many stories in the past, those who have waited for prices to fall have failed to invest and are currently regretting it. Now it is better to buy bitcoin at a low price but you should not wait for the price to fall, because if you buy bitcoins with DCA strategy you can buy bitcoins at an average price. So there's no need to wait to buy the dip, the longer you delay the more you fall behind. So if you have a long-term plan, don't wait but it's wise to start investing using DCA strategies. And if you continue to invest consistently in the DCA strategy and if the market goes down while investing, you can take advantage of the opportunity to buy dip.
Good understanding you got here, you know some are never serious with anything so the keep giving excuses as if there's a fixed period t buy Bitcoin, with my understanding about humans, some of those people that said they are waiting for the dip to buy Bitcoin, if we monitor them closely, we will be surprised to know that might not even buy anything, they just say all those things so that people will see them as intending investors that are preparing to buy, I get pissed with those silly talks, although I understand that everyone has there decisions to make but whats the need for anyone to wait till the dip before they can buy when they can actually start up by DCAing consistently with what they can afford and may be buy higher during the dip, this has been said here countless times, people should just think wise before they'll start saying had I known. Waiting for the right dip can easily become a trap because no one can predict market levels with certainty. dollar averaging not only removes the stress of timing the market but also helps you build your position steadily, it is all about consistency and patience. starting early and sticking with the plan beats trying to time every move, as volatile Bitcoin is. great reminder to focus on the long game rather than chasing dips Considering your statement, I’m a little bit confused because I don’t think there is anything such as the right dip, because from my understanding and experience of buying and investing in bitcoin a dip is a dip, and the most annoying part of this conversation is that it gets horribly bad when an investor tends to be waiting for an unprecedented price drop, because in the bitcoin market there is so much uncertainty, which is why I would so much love to buy bitcoin through the DCA mostly on a consistent cycle, and if at anytime a dip happens well I can still take advantage of the situation and even buy more bitcoin into my portfolio. |
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In simple words, if someone wants to invest for a long term or buy in dip and hold, then the total income must be divided into 3 parts. 50% daily expenses + bills and 20% Emergency & Reserve fund, that is, first complete the emergency, then create a reserve and the remaining 30% can be invested and this is the safest long-term investment plan. Now if you want, set up a DCA strategy with your profile for dip buying or long-term holding. If you keep it like this, it will be clear which money is for survival, which is as a buffer and which is for real investment. There are also many other strategies for investment, but this is the one I like the most and I consider it the safest.
You are not in the position to determine how much is your discretionary income but your basic needs and weekly expenses will determine it. If you calculate how much is your basic need and monthly expenses it might be problematic for you to know the right amount of money that is your discretionary income and take not that your discretionary income is what you use to invest in bitcoin and build your emergency funds and other backup funds. It's not the amount that we love to invest with that we must use to invest in order to avoid using beyond your discretionary income to invest in bitcoin because it will be a waste of time and gambling if after investing with the amount you feel is cool and you end up selling part of your bitcoin because you couldn't meet up with your basic needs and monthly expenses. This is why proper planning and right discretionary income should be figured out before using the money to buy bitcoin. It is very important to have a long-term perspective to invest in Bitcoin, but there are many obstacles that you have to overcome in the long run. I agree with you. If you invest directly without saving for your essential expenses such as food, medical expenses, etc., you may encounter a different reality. Because when you try to avoid these, you may be forced to sell your long-term Bitcoins if you do not have the money when you need it the most. Not only will you be financially damaged, but you may also lose the ability to invest again in the future. The reality is that life isn’t a roller coaster, there are difficult times when it comes to investing into bitcoin, and it’s not advisable to invest in bitcoin with money meant for expenses that is actually a bad way of investing in bitcoin, more importantly we should endeavor to make out a discretionary income that would be more viable and sustainable through out our journey of investing into bitcoin, I think there is no way we can avoid paying for our expenses, unless someone takes care of all that expenses, because that’ is the reality of life and you’ll have to make some mistakes as well and get to learn from them in a few ways, if you have a financial plans then it’s good and sensible way of understanding how to strategically manage our bitcoin investments. |
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..... he want to try another league and win more trophies in other league competition. If konate have come to Real Madrid the defends will be stronger then before and Alaba will probably leave to club for free agent.
Even Real Madrid is already quite confident that Ibrahima Konaté wants to join them. Even if he doesn't extend his contract with Liverpool on June 30, 2026, the center-back will be a free transfer to Real Madrid, like Trent Alexander-Arnold. Rumors suggest that Mbappé is also pushing for him to join Real Madrid, as they are on the same national team.   Source: Mbappé and Konaté This is very sad and equally disturbing that real madrid are the ones tapping this player and making him to act this way, if it's left for me, I would Advice he is sold off in the January transfer window so that they wouldn't have to lose everything just like in the case of Alexander Arnold, besides I don't see anything special about this player, if he is not happy being at Liverpool he should be shown the exit door without delay, because it's really annoying that this guy is a nobody in world football and Liverpool are the ones that has buttress his lackluster career, but now he thinks that going on a free transfer is the best way to make a change to another club? He should just be sold off without delay because at it is now, his mind is no longer at the club, you don't keep players that doesn't want to be kept, so he should be sold off in January transfer window because they can't afford to lose him for free, especially now that they spent so much in the transfer market this past summer transfer. It could be that Liverpool knows the importance of Konaté in the team but it will be a lost to Liverpool if Konaté leaves the team on a free transfer, if he desire choice is to play alongside his country man Mbappe in Real Madrid they should allow he go, Liverpool has spent alot in the past summer transfer they bought Isak huge amount at least they need to get little of that amount from Konaté i believe this should be one of the reasons why Liverpool won't let him go as free agent. I don't think they should let him go as a free agent. They could potentially generate some revenue from him. A frequent tactic Real Madrid has been using is to lure players to join the team for free. They've even used this successfully with Mbappé, one of the best players in the world right now. They can attract the players they want with the club's reputation. Therefore, instead of letting the player go for free, the opposing team should sell him for a small profit. It could be the new Real Madrid strategy to be getting good player on a free transfer, Mbappe was supposed to be the most expensive player if he was bought with money but Real took him for free. It is always difficult for players to turn down an offer from Real Madrid but i were to be konate i won't leave Liverpool for now unless the team did not need me, Liverpool is one of the best team in the world now they have been consistent season after season and Liverpool will definitely win a trophy this season, they might even win the UEFA Champions league tittle so i won't be leaving Anfield soon. Exactly that is Real Madrid and Florentino Perez new strategy of getting players for free and telling them to see out there contract, and some of this players see Real Madrid as the biggest club in the world, exactly that was how they got Mbappe for free and also got Rudiger and Alaba, and recently Alexander Arnold, I think before a big player decides to see out his contract Real Madrid have tapped him up, Arsene Wenger actually said this have become a trend for one particular club Real Madrid, and they have been the one doing it over and over every season, and I think clubs should start protecting their big players, if they’re into three players of their contract, and they refuse to sigh a new contract, then should be sold, because Real Madrid will continue using this tactics on players and their clubs which is a very bad approach for Perez and Real Madrid, Well it’s left for Konate if he choose to go to Real Madrid I think the club is going to bid him farewell and get a replacement for him immediately, but if I was Konate I wouldn’t leave Liverpool now, because the future looks bright for them now, and they could be achieving grate things. |
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IS funny to see here in this thread we are talking more about the shit game between Liverpool and Burnley instead of the main one who is Manchester United against Manchester City, can anyone said to me why?
So lets change that.
What team do you expect to prevail in the derby of the weekend? Are we gonna see a close match or a open one?
Well I don’t understand how funny enough it is to you, I believe people are free to talk about whatever football game they feel like talking about because it’s actually a free discussion thread, if you feel that Burnley vs Liverpool game is a shitty game, well for others it’s not a shitty game, Last match week Manchester United played against Burnley and people did talk about that game, you never said it was a shitty game, Well I must say you’re not a fan of Liverpool that is why you think it’s a shitty game, but considering the present situation of Manchester United and Manchester City, do you really think it’s a big enough game for people to talk about it, knowing fully well how poor of a performance club Manchester United have been in years and this season they are already showing nothing is going to change. Manchester City have not been very good, and the Manchester City fans seems to be disappointed with their performances, so if you ask me Manchester United vs Manchester City wouldn’t be an intriguing game for fans to watch or discuss here, so you shouldn’t be surprised if people don’t talk about that shitty Manchester United vs Manchester City game, if I may ask what do you want to discuss in that game, can you predict the team that would win that game, for your information it’s going to be another boring game of football. |
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I don't think Ange will manage Nottingham Forest better than Nuno ... Because Nuno built this team from scratch
Aside from the fact that Nuno built the team, I just don't see Ange as a top manager who can do better than Nuno did. The only good thing Ange did with Tottenham was winning the Europa League; other than that, they performed very poorly. Swapping a manager who finished 7th with Nottingham Forest for a manager who finished 17th with Tottenham is not a very good idea in my opinion. I think Tottenham made the right decision when they fired Ange because I don't think he will do any better than he did last season. Nottingham Forest started the season poorly, and they may be justified in sacking Nuno, but they should have hired someone better. Only time will tell anyway. You are right... Ange lost alot of league games with Tottenham last season that's was the reason he was sacked, even the Europa League he won was because Manchester United were not serious with themselves.... I don't think he will carry Nottingham to European competition this season I’m going to say it over and over again that, Ange isn’t the right man for Nottingham Forest, I don’t know what is wrong with this club and so much power for the owners who doesn’t know anything about football, Nuno Esposito Santos should’ve been allowed to continue with the team in the European league, Ange had a very bad season with Tottenham and where they finished in the Premier League wasn’t good enough, what shows that he will do well at Nottingham Forest, considering what he did with Tottenham that have more better players than Nottingham Forest. |
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I think Galatasaray's performance in the Champions League will definitely be quite good. Considering that the current Galatasaray squad is truly filled with truly great players. For example, up front, they have a very sharp striker, Osimhen. Then on the wing, they also have a new player who is equally great. That player is Laron Sane, who Galatasaray successfully brought in from Munich. So with that, I think Galatasaray will make an unexpected surprise this time.
Furthermore, in the Champions League, Galatasaray doesn't seem to have too many tough opponents in the preliminary round. Perhaps the only Liverpool who will give Galatasaray a hard time, and I think Galatasaray can handle the rest well. So with that in mind, I think Galatasaray has a great chance of qualifying for the knockout stages of the Champions League. So with that in mind, I'm really looking forward to watching Galatasaray play in the Champions League. I also think that Galatasaray will have a very good tournament, full of emotions and above all goals. There are teams that are clearly inferior to Galatasaray and many don't realise this by underestimating their opponents, as they always do, always declaring themselves stronger than everyone else, but this year they will be blown away. I hope Galatasaray gets what they expect in this tournament. They spent a lot of money during the transfer window, and that money needs to be recouped somehow. The easiest way to achieve this is to succeed in the Champions League. Many teams view Galatasaray as an easy team, but I believe they are one of the most dangerous teams this year. Even the favorites should be wary of them. I also hope that Galatasaray gets what they want, they are certainly aiming high because the wages are tough and very expensive, I hope in fact that they repay themselves in a big way by showing us good football at a European level, something that I expect from the many attackers they have bought this year, one above all Victor Osimhen. At least every team have their plans during this summer transfer and now the transfer have ended and the season is about to start immediately, after the international break, players will be back and the Champions League will be with us next week and we would have to see how all different teams are going to perform in the Champions League, Galatasaray I think it’s one of the underdogs and I’m not expecting them to go beyond the groups stages, because there are more stronger teams in the Champions league, well the money from the league phase would definitely be enough for them to cover up for their expenses during the transfer window and in general. |
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The best time for buying is at low price and I think if you sell your coins with profit then you should not regret after Fluctuations in coin price because you have already taken your profit so ready to make another step instead of regret about past.
If you are in doubt about other coin then just buy bitcoin now and don't sell until you achieved your target. This time is not suitable for selling but if someone is in huge profit and he cannot hold longer then selling should be preferred. Understand the market and accept your profit but I think if someone is selling their bitcoin without waiting more so he will miss the opportunity of having huge profit in Bull season.
for me the time you buy doesn't really matters but when you sell, if you have a plan of selling when the value is higher then no matter what you spent during your purchase you are sure of making some profit because you already have a plan and you are committed to this plan not minding what the prevailing circumstances are, and then when it is convenient for you then you carryout your transactions, perhaps this is where the long term approach comes in. I don't think the mentality of selling Bitcoin after the price increases has anything to do with long-term investment. Because the price of Bitcoin can increase a lot even within 1 year. This does not mean that you have to sell Bitcoin if the price increases within 1 year. This can never be a long-term investment strategy. The price of Bitcoin fluctuates a lot, but after a long time, its price becomes several times higher. That time should be 4 to 10 years or more. As a result, real profits can be made by investing in Bitcoin. Therefore, it is necessary to get out of this mentality of selling only when the price increases and follow the complementary approach that should be adopted to continue investing effectively for 4 to 10 years. Selling your Bitcoin when the price increases is never a long-term investment, for me, you invested to make a quick profit, a good investor will not decide to sell his bitcoin because of the price increase, when we talk about long-term investment, it means having the mind to hold your bitcoin for a long time even when the price increases without thinking of selling it, for me, four years is too short for a long-term investment, at least 6 to 10 years is good, there are people who have been holding bitcoin for more than 6 to 7 years and have not regretted it because they trust in what they are holding and how it will benefit them in the future. Selling your bitcoin early indicates that you are not ready to invest in bitcoin since you are still sceptical of the market. How did people who sold their bitcoin feel when the price began to rise after they sold it? It is not suggested to sell your bitcoin when the price rises and you believe you can make a profit, this is not a smart method to succeed in a bitcoin journey. Sometimes it’s funny how people think that selling their bitcoin after buying and accumulating for a year is called long term holding, but not knowing they’ve not even got to the half way of the journey, but sincerely speaking, due to little amount discretionary of accumulation, I have decided to keep buying and accumulating bitcoin and then sometimes I feel like I’m not buying enough as much as I should be buying and accumulating then I think of adjusting to expenses and allowing other cash flow strategies, then if holding for one circle isn’t enough for me I have decided to hold continuously for a two circle then it’s possible that I have accumulated a good and reasonable number of bitcoin with possible future profit, I think investing in bitcoin have to do with every possible strategy that best fits the longevity of our Bitcoin portfolio. |
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In simple words, if someone wants to invest for a long term or buy in dip and hold, then the total income must be divided into 3 parts. 50% daily expenses + bills and 20% Emergency & Reserve fund, that is, first complete the emergency, then create a reserve and the remaining 30% can be invested and this is the safest long-term investment plan. Now if you want, set up a DCA strategy with your profile for dip buying or long-term holding. If you keep it like this, it will be clear which money is for survival, which is as a buffer and which is for real investment. There are also many other strategies for investment, but this is the one I like the most and I consider it the safest.
We should invest based on our financial situation. As you said, 50% of the total income is daily expenses. How will you do if your daily expenses exceed 50% of your total income? Then your investment may be disrupted. You need to find a source of discretionary income. After that, how much % you invest depends entirely on you. Investing with discretionary income is best because you do not need this amount of money very much and your investment does not disrupt the continuity. The amount of money left after deducting all your expenses is your discretionary income. You can invest some amount of money from this discretionary income and create an emergency fund with some amount of money. For example, if your discretionary income is $200, you can allocate $100 for investment and $50 for emergency fund. I think there is something we might call adjustment, we can always try to figure out our financial capabilities, and there is a limit that we can go to try and figure out our financial capabilities and then we can try finding out some adjustments concerning our level of discretionary income, because there is every possibilities that we might end up not accumulating and buying for the same amount on a weekly or monthly basis, because the bills might not exactly be the same number all week or months, but the income might just be the same number, that could have some effect on our discretionary income numbers, and you can actually try to adjust to some certain circumstances and cut down some of the expenses that could help generate more revenue of discretionary amount. |
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