Oh yeah right. I suggest you quit trying by now because you're not going to get this loan no matter if you prove your self or not. Nobody is going to trust you unless you give a collateral.
I was thinking for starting my new small business and for that I was decided to take help from bank for funding part, I was thinking to take personal loan.
Select a good bank, that is having a good policies, interest rate etc and foremost thing is that know your key requirements according to that select your bank and try to project your plan in such a way that they believe in your project and must find some interesting outcome from it. Because if you are experience no body will take their step back for funding but if you are new then for this condition every investors will find some risk.