Hows this then?  I am a person that not only holds a Coinbase account, but also a Circle account, and uses a Bitcoin Atm.  I can tell you for a fact that the Skyhook Atm I use transfers the correct amount, almost instantly every time I use it.  

Furthermore, Coinbase requires 3 levels of verification which still does not allow you to purchase Bitcoin instantly, you still have to have a Visa credit card.  Not a visa debit, but a major credit card.  Circle was great for a while, until they lowered their instant Bitcoin option from $500 to $100, and you can only do that every 3 or 4 days.  It has to clear your bank account before you get access to instant Bitcoin again.  

As we all know, holding or waiting on Bitcoin can cause serious losses so that knocks coinbase and circle out right there.  I dont know what Atm you are using, but if they were really stealing from you, you wouldnt be here posting this garbage, you would be opening a law suit against the company that stole your money.  And if you think 5 or even 10 percent is 'stealing', there are companies online charging 50 percent plus, for instant access.  FFS get on localbitcoins and see those up charges.

Im kind of upset at how ignorant you are to the actual struggle of obtaining Bitcoin.  Not only is instant Bitcoin hard to come by, you either have to supply all of your information like on coinbase to include a major credit card, which at the moment has to be a Visa.  Companies like Circle just switched their instant Bitcoin option down to $100 until you build a significant history.  Both compaines take 4 to 7 plus days to deliver otherwise.  

I am simply pointing out that Bitcoin Atms offer instant anonymous access to Bitcoin in a local setting.  You think major exchanges arent taking a piece of your cash?  Get real.  If someone here can get me more than $500 of instant Bitcoin at a time through a registered, insured, legally run MSB, get in touch with me, I have a serious job opportunity for you.  Until then, local Atms are a much better option than waiting 4 plus days for $150 worth of coin.

Furthermore,  how do you expect people offering these services to make money if not off Atm fees?  Do you think its free to run a business?  It takes time, and investment.  Most Atms require manual Bitcoin purchases and refills.  Not to mention business registrstion fees, MSB registration, accounting, taxes, office supplies, equipment,  utilities, wages, insurance, overhead costs, and any other costs a business may incur during its existance.