Well you have to calculate with risk and invest strategical.
All investments means risk.
To lend money is normally not a risk, but in a p2p lendingsites I say it is kind of a huge risk and therefore you have to invest or lend with care.

But my question was more about the very new strategy BTCjam implemented.... :-)

The problem with login page and /notes and /listing_investments pages are worse and worse.
Since 2 weeks they don't work at all.

I am a big fan of BTCjam but I feel frustrated when all functions not working...

GreenCoin

Is there anyone with info about the recent change in interests on BTCjam?
It´s kind of skyrocketed and now its weird levels of interest rate on new loans.
Good for lenders but less good for borrowers. In long term i believe this will reduce the use of jam because it´s to expensive to take a loan.
Rates are 10-35% per month and that is not really ok in my opinion.
Any ideas of how the new calculations are made?

GreenCoin