Dear PointPay Community,

According to your requests, we have divided checking and savings accounts into two different tabs in the app. This enables you to manage your accounts in a more convenient way:



Please update your app using Google Play: https://play.google.com/store/apps/details?id=com.pointpay.bank

By buying PointPay tokens (PXP), you help PointPay to make innovations for the crypto community from all over the world. You can earn up to 30% yearly with PXP tokens, using savings account in PointPay Bank. To buy PXP tokens, we recommend depositing cryptocurrency to your PointPay Bank with the ‘Deposit’ tab and then buy PXP tokens using the ‘Convert to PXP’ tab in your account summary.

Discuss PointPay innovations in Telegram:

https://t.me/pointpay_talks

Dear PointPay Community,

The structure of your portfolio assets is added to PointPay Bank in the tab ‘Portfolio value’:



You can analyze your portfolio value in a user-friendly circle chart:



If you want to be a part of PointPay Community, you are welcome to buy PointPay tokens (PXP): https://pointpay.io/buytoken and start earning up to 30% yearly with PXP tokens on the savings account in PointPay Bank.

Discuss PointPay in Telegram:

https://t.me/pointpay_talks

Dear PointPay Community,

You asked — we did! Now if you buy PXP tokens via PointPay Bank, you automatically receive bonuses in PXP tokens to your PointPay Bank account.

Automatic bonuses are below:

- for buying 5,000 PXP — 2% bonus in PXP tokens;
- for buying 10,000 PXP — 3% bonus in PXP tokens;
- for buying 30,000 PXP — 4% bonus in PXP tokens;
- for buying 50,000 PXP — 7% bonus in PXP tokens;
- for buying 100,000 PXP — 10% bonus in PXP tokens + VIP-status;
- for buying 500,000 PXP — contact customer support

How to buy PXP tokens in PointPay Bank?

1. Deposit your cryptocurrency (BTC, ETH, USDT, XRP, USDC, TRX or others) using the ‘Deposit’ tab: https://bank.pointpay.io/receive

If you do not have crypto and you want to buy it, please buy it using PointPay Payment System: http://payments.pointpay.io/

2. Move to your account summary on PointPay Bank (https://bank.pointpay.io/account-summary) and click the ‘Convert to PXP’ button using the desired cryptocurrency:



3. Check your bonus in transaction history: https://bank.pointpay.io/transactions-history

Discuss PointPay in Telegram:

https://t.me/pointpay_talks

PointPay is a blockchain company which has been operating since 2018. PointPay was elected the best blockchain start-up of 2019 at Blockchain Life, the largest blockchain conference in Eastern Europe. PointPay has clients from more than 200 countries worldwide. You can support PointPay development by taking part in PXP token sale (https://pointpay.io/buytoken) and receive a pleasant bonus for buying PXP with Bitcoin, Ethereum, Tether USD, and other cryptocurrencies (USDC, XRP, TRX, BCH, LINK, LTC, DAI)!

You can earn up to 30% yearly with PXP tokens if you hold them on the savings account in PointPay Bank.



PointPay has developed 10 fully operational products that work in the ecosystem. Only one account is needed to start using all the PointPay products. They are:

PointPay Blockchain-based Bank [LAUNCHED]



The first in the world blockchain bank with bitcoin, dollar stable-coin and tokenized gold. PointPay Bank offers:

- Checking and Savings Accounts;
- Interest with daily accruals;
- BTC, ETH, USDT, BCH, LTC, XRP, USDC, DAI, TRX, XAUt and PXP-token support;
- Higher yields for PXP token holders on a progressive scale (up to 30% APR → you can buy PXP tokens at PointPay Token Sale Platform);
- ‘PointPay me’ function enabling everyone send instant crypto payments via email worldwide;
- VISA crypto debit card (order a card).

PointPay mobile crypto banking applications for Android and iOS [LAUNCHED]



Have crypto at your hand with PointPay mobile Crypto Bank:

- Buy/Sell crypto capability;
- Exchange services including the function of buying PXP tokens in the ‘Exchange’ tab;
- Send/Receive functions;
- Loan services.

PointPay Crypto Loan Module [LAUNCHED]



- Instant crypto credit line;
- TOP-10 crypto support;
- Adjustable LTV rate;
- Payment schedule;
- Discounts to PXP token holders (the rule is simple: the more PXP you have in your PointPay Bank, the lower crypto credit interest rate is provided → you can buy PXP tokens using this link to decrease your crypto credit interest rate).

PointPay Payment System [LAUNCHED]



- 40 fiat currencies capability for buying crypto for fiat currency;
- Best rates;
- Large number of payment methods (debit and credit cards, SEPA, bank transfers, Google Pay, Apple Pay, ACH);
- Cashback system in PXP tokens.

PointPay Crypto Exchange [LAUNCHED]



- Market, limit and stop-limit orders support;
- Simplified cryptocurrency conversion option for novices;
- Progressive discount scale for PXP token holders.

PointPay Crypto Wallet [LAUNCHED]



- Graphic interaction of user’s portfolio;
- Current rates;
- Invoice system.

PointPay Native Offchain Technology [LAUNCHED]



- Instant transfers between products (PointPay Bank/Exchange/Wallet);
- Inexpensive payments;
- Discounts for transfers to PXP token holders.

PointPay Crypto School [LAUNCHED]



- 20+ video tutorials created;
- Three difficulty levels: beginner, medium and expert;
- Access to premium video tutorials for PointPay (PXP) token holders.

PointPay token — PXP [ISSUED]



- Provides with higher yields on PointPay Bank;
- Discounts for taking loans on PointPay Bank;
- Provides with discounts for trade deals on PointPay Exchange;
- Provides with discounts for internal transfers for all currencies;
- Access to premium video tutorials at PointPay Crypto School;
- Voting rights;
- Priority customer support.

Just one account needed to start using all the PointPay products!

How to buy PXP tokens in PointPay Bank?

1. Deposit your cryptocurrency to PointPay Bank using the deposit tab: https://bank.pointpay.io/receive

If you do not have crypto and you would like to buy cryptocurrency for USD, EUR, RUB or other cryptos, please use PointPay Payment System →https://payments.pointpay.io/)

2. Click the ‘Convert to PXP’ button on the cryptocurrency which you are going to spend:



The Future is here!

Discuss PointPay in Telegram:

https://t.me/pointpay_talks

Dear PointPay Community,

We are thrilled to announce that now you can send instant email cryptocurrency payments worldwide to anybody! It doesn’t matter if the user is registered in the system or not.

If you send the crypto funds (Bitcoin, Ethereum, Tether USD, etc.) to the unregistered user, he will receive an email with an invitation to accept this crypto payment. The funds will be credited to the recipient’s PointPay Crypto Bank account right after the registration is done.

The funds can be accepted only from the email to which the funds have been sent. If it wasn't done within 30 days, the funds will be returned back to the sender in 30 days.

You can find the PointPay me option in PointPay Bank tab: https://bank.pointpay.io/send?modal=pointpayme



By buying PointPay tokens (PXP), you help PointPay to make innovations for the crypto community from all over the world. To buy PXP tokens, we recommend depositing cryptocurrency to your PointPay Bank with the ‘Deposit’ tab and then buy PXP tokens using the PointPay token sale platform: https://pointpay.io/buytoken

Discuss PointPay me option in our Telegram community:

https://t.me/pointpay_talks

Dear PointPay Community,

You asked — we did! You can invite your friends to PointPay using a referral link from ‘Buy token’ page and earn 25% in PXP tokens from your friends’ purchases of PXP tokens.

How it works?

1. Invite a friend to PointPay using a referral link from ‘Buy token’ page: https://pointpay.io/buytoken



2. Your friend buys PXP tokens with any available cryptocurrency using ‘Convert to PXP’ button:

- for BTC: https://bank.pointpay.io/account-summary/BTC/checking
- for ETH: https://bank.pointpay.io/account-summary/ETH/checking
- for USDT: https://bank.pointpay.io/account-summary/USDT/checking
- for XRP: https://bank.pointpay.io/account-summary/XRP/checking
- for LTC: https://bank.pointpay.io/account-summary/LTC/checking
- for USDC: https://bank.pointpay.io/account-summary/USDC/checking
- for TRX: https://bank.pointpay.io/account-summary/TRX/checking



3. Once your friend bought PXP tokens, you will automatically receive 25% cashback in PXP tokens from his purchase instantly to your PXP Savings Account in PointPay Bank.

Discuss PointPay in Telegram:

https://t.me/pointpay_talks

Dear PointPay Community,

We are enlarging the number of cryptocurrencies that we support. PointPay has integrated Uniswap token (UNI) to the PointPay Crypto Wallet. Buying UNI is also available for purchase at PointPay Payment System.

Do you want to earn up to 30% yearly? Buy PointPay token (PXP) and store it on the Savings Account in PointPay Bank → https://pointpay.io/buytoken

Discuss PointPay in Telegram:

https://t.me/pointpay_talks

Dear PointPay Community,

In this very post, we would like to tell you why PointPay is a secure platform:

- We use strong military-grade encryption to store private keys on PointPay;

- Cold storage is used to hold the users’ funds;

- PointPay, being a PCI DSS compliant platform, enables its clients to confirm operations through 2FA protection (via Google authenticator or via email);

- PointPay is protected from hacking with 7 internal anti-hacking mechanisms.

Do you want to earn up to 30% yearly? Just buy PointPay tokens (PXP) and store them on the savings account in PointPay Bank → https://pointpay.io/buytoken

Discuss PointPay in Telegram:

https://t.me/pointpay_talks

Dear PointPay Community,

PointPay has enlarged Telegram community. Please choose your local Telegram group to discuss PointPay:

- English: https://t.me/pointpay_talks
- Chinese: https://t.me/pointpay_cn
- Russian: https://t.me/pointpay_talksrus
- Brazilian: https://t.me/pointpay_brazil
- Nigerian: https://t.me/pointpay_nigeria
- Japanese: https://t.me/pointpay_japan
- Korean: https://t.me/pointpay_kr
- French: https://t.me/pointpay_french
- Italian: https://t.me/pointpay_italia

Yours,

PointPay Team

Dear PointPay Community,

We have updated the PointPay Bank app for Android. In the new version of PointPay app:

- Current cryptocurrency rates and its daily change in percent are added;
- SEPA is added as the fiat method for receiving funds after conversion crypto to fiat.

Download PointPay Banking App for Android: https://play.google.com/store/apps/details?id=com.pointpay.bank

Discuss PointPay in Telegram:

https://t.me/pointpay_talks

Dear PointPay Community,

We are happy to introduce you PointPay Roadmap for quarter 1 of 2021:

- Increasing of trading pairs on the PointPay Crypto Exchange;
- Wire transfers accessible for PointPay customers;
- Voting platform for PXP token holders;
- SEO optimization of all the PointPay products;
- PXP burning program.

Buy PXP tokens and start earning up to 30% yearly with PointPay Bank: https://pointpay.io/buytoken

Discuss PointPay:

https://t.me/pointpay_talks

Dear PointPay community,

We are thrilled to announce the launch of push notifications in PointPay Baking apps for iOS & Android.

The new version of PointPay app contains the following push notifications:

- send of cryptocurrency;
- receive of cryptocurrency;
- transfer between accounts;
- crypto loan is taken out/crypto loan payment/missed payment according to the payment schedule/crypto loan is liquidated.

Please update your app up to the new version:

- iOS: https://apps.apple.com/us/app/id1512836089;
- Android: https://play.google.com/store/apps/details?id=com.pointpay.bank.

Discuss PointPay:

https://t.me/pointpay_talks

Dear PointPay Community,

May the magic of the Christmas season fill your home with joy, your heart with love, and your life with laughter. Take care of yourselves and stay safe. Hope that your Christmas tree will be decorated not only with the traditional New Year lights, but with Bitcoin or Ethereum coins as well And thank you so much for being with PointPay in 2020 — the most actively growing cryptocurrency start-up in the whole world.

Discuss PointPay:

https://t.me/pointpay_talks

Dear PointPay Community,

We are enlarging the number of cryptocurrencies that we support. PointPay has integrated DAI stable-coin to the PointPay Crypto Bank, PointPay Crypto Exchange, and PointPay Crypto Wallet.

Do you want to earn up to 30% yearly? Buy PointPay token (PXP) and store it on the Savings Account in PointPay Bank → https://pointpay.io/buytoken

Join social media:

https://t.me/pointpay_talks

Dear PointPay Community,

We have added SEPA payments in PointPay Payment System. While exchanging your cryptocurrency to fiat (‘Sell’ function), SEPA payment is now available as a method for receiving funds in EUR or GBP.

Do you want to earn up to 30% yearly? Buy PointPay token (PXP) and store it on the Savings Account in PointPay Bank → https://pointpay.io/buytoken

Join our social media:

https://t.me/pointpay_talks

Dear PointPay Community,

We are thrilled to announce the soon launch of PointPay Crypto Debit Card (VISA).

How it works?

1. Order a card;
2. Transfer your cryptocurrency from PointPay Bank/Exchange/Wallet to the crypto wallet which is attached to this card;
3. Automatically receive cash on your crypto debit card within 15 seconds after your payment receives enough confirmation;
4. Start spending cash worldwide!

Do you want to earn up to 30% yearly? Buy PointPay token (PXP) and store it on the Savings Account in PointPay Bank → https://pointpay.io/buytoken

https://t.me/pointpay_talks

Dear PointPay Community,

We are enlarging the number of cryptocurrencies that we support. PointPay has integrated Ripple (XRP) to the PointPay Wallet, PointPay Crypto Exchange, and PointPay Crypto Bank.

Do you want to earn up to 30% yearly? Buy PointPay token (PXP) and store it on the Savings Account in PointPay Bank → https://pointpay.io/buytoken

https://t.me/pointpay_talks

Dear PointPay Community,

We are thrilled to announce the feature of leaving comments for sent transactions on PointPay Crypto Exchange in the ‘Accounts’ section. Just click the ‘Leave a note’ button to leave a comment for the payment.



https://t.me/pointpay_talks

This is true, been impressed with their work ethic. Glad crypto world wasnt affected by the virus, its a great source of income! Good job PointPay!

Dear PointPay community,

Christmas is coming! We organize a 5000 PXP Giveaway.

In order to take part in 5000 PXP giveaway, you should make a purchase for more than 10 dollars in Ethereum (ETH) to the following address:

0x9765986db807B4Abc6cC519A5b2511F357Fae1dc

To make the giveaway transparent for everybody, please make purchases from third-party wallets only (e.g. MetaMask) ONLY, so that everyone could track the payments. Payments made inside the system using PointPay Native Offchain Technology won’t be counted. Please do not make purchases from platforms which do not support ERC-20 tokens (e.g. Binance, Coinbase, Crypto com).

On December 28, we will make a list of all addresses which took part in the purchasing competition and enumerate them. After this, we will choose 3 winners (2,500 PXP; 1,500 PXP, and 1,000 PXP) with a randomizer and record the process on the video. If you make, for instance, 10 purchases, your address will be listed 10 times, and then you have 10 times more chances to win.

The purchasing competition is starting today right after this post is published.

Ready? Go!

https://t.me/pointpay_talks