I have thousands worth of BTC that I bought back @ $6/coin, but I didn't write down my password, so... I *can't* spend it. Kinda glad, because I'm confident I can brute force it with some help from this forum. If I'd had access to those coins 12 months ago, would they still be there? Nah.
I guess what I'm advocating is, if you are impulsive, try forgetting your password completely and shaking your fist at fate as the value rises to $35 from $6. *facepalm*