If you live in the city and depend on others - yes, it is. If you live in the woods and have built a self-sustainable life for yourself, you wouldn't depend on money so much... I'd rather go live in the woods
Besides CryptoDrop, there are other free software to consider: http://sensorstechforum.com/the-most-popular-free-anti-ransomware-tools/ I have Bitdefender anti-ransomware, and also Heimdal Pro, a second generation AV solution, in addition to my AV program I assume one tool is never enough, especially in these ransomware times....